In the old days, the issue was straightforward: if you owed money on your home – in other words, if you had a mortgage – you probably believed that you simply had to pay it off before you could retire. But is that assumption still valid? Apparently not. In fact, as this 2018 AARP report reveals, roughly 44 … Read more
Love is in the air, and for many that means marriage. Marriage, of course, brings a set of joys and challenges all its own. But for those about to marry for the second time (or more), there are particular issues that need to be dealt with in a clear-eyed fashion, to avoid misunderstanding down the … Read more
The most important bit of advice we can offer about your estate plan is to have one. The second most important advice: keep it up to date. Your circumstances will inevitably change as your life goes on, and odds are those documents you had prepared back when the senior George Bush was President could stand … Read more
The picture is a familiar one: two young people standing in front of a minister, a priest, or a justice of the peace, repeating marriage vows. The exact words may differ, but one particular phrase common to most ceremonies consists of five little words: “in sickness or in health.” Decades later, that promise will take … Read more
“Retirement Killers” – it’s a term that sounds ominous, as well it should. If you’re a regular here at AgingOptions, you know that planning for a safe, secure, rewarding retirement is what we’re all about, and it has been the mission of Rajiv Nagaich for over two decades. Rajiv has helped thousands of people succeed … Read more
If you’re brave enough to do a web search for the phrase “online pharmacy,” brace yourself: we just tried it and our search engine returned over two billion hits. One source estimates that the total sales volume for online pharmacies is expected to top $22.5 billion in 2022, with more than one U.S. prescription consumer in five ordering … Read more
What makes for a happy retirement? We’re sure that, no matter whom you ask, you’ll get differing answers, but odds are most of the responses will fall into one of three categories. Retirees want enough income to live securely; they want to stay in good health as long as possible; and they want to be … Read more
The opening line of this recent article on the HealthDay website really grabbed our attention. In the article, reporter Denise Mann writes, “In a cancel culture where there’s zero tolerance for prejudice, at least one form of discrimination appears to be alive and well.” If you’re a regular reader of the AgingOptions Blog, or a fan of Rajiv’s radio … Read more
Anyone who has ever sailed in open water understands the idea of a safe harbor. When the weather threatens and the sea becomes turbulent, even the largest ships head for the calm, protective waters of a port where they can ride out the storm in safety – a “safe harbor.” In a metaphorical way, a … Read more
Inflation used to be easier to ignore. It seemed to be a favorite topic of economists, who never stopped warning the public not to overlook the corrosive effects of inflationary pressures on household income and savings. But in normal times, it was tempting to discount these warnings. After all, with inflation running at a paltry … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
