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Even the Experts Get Retirement Planning Wrong - Full Episode

In this episode of the Aging Options Retirement Show, Rajiv Nagaich explains why even experienced financial advisors, attorneys, and retirement professionals can miss the biggest risks their clients face.

He shows how traditional planning—no matter how well executed within each specialty—still operates in silos, leaving critical gaps between health, housing, financial, legal, and family decisions when life doesn’t go according to plan.

This episode exposes the blind spots built into the retirement industry itself, and introduces a more integrated approach that aligns all areas of planning—so both professionals and families can create outcomes that protect independence, reduce family burden, and hold up in real life, not just on paper.

This episode is just one part of the larger conversation.

Inside the private AgingOptions Content Hub, available exclusively to newsletter readers, you’ll find the full library of Aging Options Retirement Show episodes—each one covering strategies families can use to protect their independence, preserve their assets, and plan for the realities of aging.
Explore the rest of the series and start learning the planning approaches most people don’t discover until it’s too late.

Meet the Presenter

Rajiv Nagaich, J.D., LL.M., is an elder law attorney, founder of Life Point Law, and a nationally recognized retirement planning expert. He is the author of Your Retirement: Dream or Disaster, host of The AgingOptions Radio Show, and host of three PBS specials, including Designing Your Ideal Future, airing nationwide since November 2025. He is a NAELA Fellow, three-time NAELA Pacesetter Award winner, and former ABA Commission on Law and Aging commissioner.
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