Home

Your parents' health may determine the cost of you LTC plan

If you’re in your 50s, you should be considering purchasing Long-Term Care (LTC) insurance but one thing you may not have counted on is your parents’ health. Genworth, a major provider of LTC insurance announced recently that it would rate applicants based on whether their parents suffered from early onset coronary artery disease prior to … Read more

Long-Term Care solutions fall short of need

Over 12 million Americans access Long-Term Care services.  The edge of the Baby Boomer wave means that in just 12 years, the first of them will reach 80 years of age, increasing the odds that they’ll need Long-Term Care services.  Those individuals will eventually create an unsustainable demand on those resources.  Although Long-Term Services and … Read more

How will you take care of your future Long-Term Care needs?

According to a 2004 research paper released by the National Bureau of Economic Research (NBER), economic theory would suggest that individuals would purchase Long-Term Care insurance to protect themselves against the risks associated with custodial care costs.  The private, nonprofit, nonpartisan research organization found that, “long-term care expenditures represent a significant financial risk for the … Read more

Should a long-term care policy be in your future?

I’ve recently turned 50.  In the spirit of celebrating that milestone, I started doing one thing new each week.  (I’ve since discovered there’s a book about that.)  Some of the new things I’m doing are fun (like learning how to make mozzarella) and some are not so fun.  That’s because 50 is the year for … Read more

Commission fails to answer big question: "How does America pay for Long Term Care?"

 
In September of this year, the Long Term Care Commission, which was established under the American Taxpayer Relief Act of 2012, reported its recommendations to Congress.  The Commission was directed to develop a plan to implement and finance a comprehensive, coordinated and high quality system to  provide individuals with the required assistance they need to care for their long term needs. 

Read more

How will long term care affect you?

 
Has this ever happened to you?  Have you woken up one day and seen someone you loved as someone you would be caring for in the future?  I don’t mean the knowledge that some day it will happen like when you look at your toddling daughter and know that you’re going to need a shotgun when she hits puberty.  I mean the gut wrenching knowledge that someday is nearly here and you’re wondering what kind of changes you’ll need to make to either your parents’ home or your own and whether you have enough time to suddenly become organized or patient or whatever it is you’ll need to be when the need comes screaming down the pike. 

Read more

0
Your Cart is empty!

It looks like you haven't added any items to your cart yet.

Browse Products
Powered by Caddy
Skip to content