The choices people have to make when signing up for Medicare can be baffling. So in order to help make the decision more clear, the Centers for Medicare and Medicaid Services, or CMS as it is commonly known, runs a feature on their website called Medicare Plan Finder (you’ll find a link here), designed to … Read more
A growing number of seniors hitting that magical age of 65 are facing one of retirement’s first big decisions: whether to opt for Medicare or Medicare Advantage for their health care. And it seems as if the Advantage plans, offered by private insurers instead of the federal government, are winning the battle. Last year about … Read more
Starting this fall, your ride to the doctor’s office or your home-delivered meal might be covered by your Medicare Advantage plan. The same goes for that air conditioner you need to help deal with your chronic asthma or the grab bar you needed installed in your shower for safety. Indeed, the popular Medicare Advantage programs … Read more
It’s no secret that healthcare costs in America are on the rise – so much so that the price tag for health-related expenses now makes up 17 percent of the entire U.S. gross domestic product. With so much money on the line, managing our own healthcare expense is critical, especially for the 58 million Americans … Read more
When people talk about Medicare, the first comment they typically make is, “Why is choosing a plan so dang complicated?” Evaluating the coverage options available to the average senior turning 65 (or someone older who is leaving an employer-provided plan for the first time) can take weeks or months of research and hours of professional … Read more
Every so often here at AgingOptions we encounter information that causes us to scratch our heads in amazement, and here’s the most recent example: in the United States, we seem to have perfected the art of paying more for our health care – and getting less to show for it – than any other industrialized … Read more
Early last year on the AgingOptions blog we wrote about the staggering cost of wasted medical care and unnecessary tests. It’s a cost that weighs down our over-burdened health care system and drains away billions of medical dollars each year. Many experts suggest that seniors are disproportionately affected by these unnecessary and often harmful tests, … Read more
An interesting article on the popular financial website www.kiplinger.com talks about a troublesome trend affecting a growing number of retirees. You get to the pharmacy counter and ask to fill a prescription, only to be told that your Medicare drug plan won’t cover that particular drug. You walk away confused and empty handed. Do you … Read more
A new study just released by the Center for Retirement Research at Boston College provides some sobering news for many future retirees who will be relying entirely – or mostly – on Social Security for their retirement income. If you are an average Social Security beneficiary, Medicare premiums for Parts B and D, plus average … Read more
We’re coming down to the wire on this year’s open enrollment period for Medicare, which runs through December 15th. This is the season when millions of new and existing beneficiaries are sifting through mountains of direct mail brochures and a noisy gaggle of radio ads in an effort to make a prudent decision about health … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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