He outlined the fiscal benefits of reverse mortgages in a study he published last year. An article in this week’s Senior Journal suggests that the number could be closer to $30 billion and that dual eligible recipients could be reduced by 20 percent. The point of the article is that homeowners should take financial responsibility for their own long term care instead of shifting the burden to Medicaid. The point of including this topic here is that very little in life is black or white. Before choosing or not choosing to pursue a reverse mortgage, determine where you want to live in the last bit of your life and how it should look and then sit down with an elder law attorney and decide how you go about achieving that goal.