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The Social Security life insurance policy

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The same taxes that provide coverage for retirement or disability provide a life insurance policy that many people never knew they had according to the Social Security Administration.  That insurance policy is provided by Social Security survivors benefits.  The average survivors benefit is $1,129 a month and is available if you are a widow or widower or a dependent child.  Social Security estimates that 98 percent of children could get benefits if a working parent dies.

For more information on survivors benefits go here.

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