The Retirement Plan That Fails When You Need It Most - Full Episode 1
In this episode of the Aging Options Retirement Show, Rajiv Nagaich shares the personal story that changed his career.
After his father-in-law’s Alzheimer’s diagnosis turned a well-planned retirement into years of caregiving and nursing home care, Rajiv saw how traditional retirement planning often fails when long-term care becomes necessary.
This episode explains why saving money isn’t enough—and why families must plan for the legal, financial, and care realities of aging to protect their independence, their assets, and their retirement lifestyle.
This episode is just one part of the larger conversation.
Inside the private AgingOptions Content Hub, available exclusively to newsletter readers, you’ll find the full library of Aging Options Retirement Show episodes—each one covering strategies families can use to protect their independence, preserve their assets, and plan for the realities of aging.
Explore the rest of the series and start learning the planning approaches most people don’t discover until it’s too late.
Meet the Presenter
Rajiv Nagaich, J.D., LL.M., is an elder law attorney, founder of Life Point Law, and a nationally recognized retirement planning expert. He is the author of Your Retirement: Dream or Disaster, host of The AgingOptions Radio Show, and host of three PBS specials, including Designing Your Ideal Future, airing nationwide since November 2025. He is a NAELA Fellow, three-time NAELA Pacesetter Award winner, and former ABA Commission on Law and Aging commissioner.