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Learn how to avoid the HIDDEN TRAPS in retirement planning advice that turn old age into a living nightmare for 70% of Americans.
Only 30% of Americans Will Achieve Their Most Basic Retirement Wishes
This book explains what goes wrong - and why.
The majority of Americans want to spend their retirement years living in the home they know and love. Most don’t. Despite following traditional retirement planning advice (enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan), only 30% of Americans take their last breath at home. The rest are forced into institutional care. During the process their assets are lost to unplanned care costs and their needs create heavy burdens for their families.
About the Author:
Rajiv Nagaich, J.D., LL.M
Nationally recognized by his peers for his cutting-edge work with retirees and his contributions to the practice of elder law, Rajiv Nagaich was inducted as Fellow by the National Association of Elder Law Attorneys (NAELA) in 2014 and is a three-time winner of the NAELA Pacesetter Award.
What People Are Saying
Rajiv tells you what no one else will. I watched the lives of my elderly parents and many other people blow up in exactly the way Rajiv describes in this book. They got sick. They ended up in a nursing home. They lost all their money to care costs. Their needs overwhelmed the whole family. Like Rajiv’s in-laws, my parents did all the right things to plan for retirement, but it turned to a nightmare at the end. This is the first book I’ve ever read that explains why this happens and how to avoid it. I’m determined to spare my kids this chaos, so I’m taking Rajiv’s advice. My advice to you: BUY THIS BOOK! SixtySomething via Amazon
I started reading Your Retirement: Dream or Disaster last night and I could not put it down. Oh my goodness gracious…how scary! The book has great information and it makes me question everything that my husband and I have planned for our future and our long-term care insurance. At this point I plan to make an appointment with Rajiv and see first hand his opinion of what changes we should make. Emily via Amazon
If you have the foresight to plan for retirement, you must read Your Retirement: Dream or Nightmare?. Author Rajiv Nagaich, a preeminent elder law attorney, has given you a retirement roadmap. With passion and candor, he shares the story of a loved one’s personal retirement nightmare which drove him to law school for the sole purpose of helping others avoid the pitfalls and achieve a healthy and successful retirement. This book tells a moving story while informing you of the steps needed to create your own retirement plan. It addresses the issues and warns you of the unexpected pitfalls. If you or a loved one are planning to retire, read this book! Richard Tizzano, Esq., author of Accidental Safari
MUST READ!!!! This book is superb. Rajiv has an understanding of Life Planning unlike any other. For anyone aging, with aging parents, or aging loved ones, in other words EVERYONE, this resource is one of a kind and more useful than any I have previously read. I wish I had this knowledge when I was in my younger years as it could have been shared with so many beloved friends. As a Reverse Mortgage professional working exclusively with an older population…… this book has VALUE BEYOND MEASURE. Laura J Kiel, Certified Reverse Mortgage Professional
Rajiv Nagaich’s book, and for that matter his whole career, aims to burst the false bubble of the golden retirement with the reality that too often occurs when aging is accompanied by physical or cognitive decline. But, fortunately, he then provides the tools seniors, their families and their
advisors can use to create the fulfilling old age they deserve. Harry S. Margolis, Attorney
Rajiv Nagaich stands out as a fierce advocate for those who wish to age in place on their own terms. Stephanie Haslam, Elder Law Attorney, Seattle, Washington
Finally! Rajiv Nagaich makes all the pieces of the overwhelming retirement puzzle fit together. Randy Foley via Facebook
Rajiv shows you how the system really works and what you need to pull everything together for a safe and happy retirement. Chandra Lewnau, Elder Law Attorney, Seattle, Washington