Want more energy? Spend money. Get a pill which might or might not work. An easier and less costly remedy? Go for a walk. A new study found that even gentle lunchtime strolls can improve people’s moods and improve their ability to handle stress at work. I’m going to admit to a bias here because … Read more
Disclaimer: This information should not be substituted for legal advice. It’s important that if you are considering creating any of these agreements that you see a lawyer who can craft a document honoring your commitment to each other but looking at your unique needs and circumstances. All of these agreement can be complicated and an … Read more
Disney has spent a lot of time in the news in the past couple weeks and not in a good way. The California amusement park is linked to over a hundred cases of measles, a disease the US reported eliminated in 2000. While the disease may have started its outbreak in a theme park, its … Read more
Would you like to increase your retirement cash flow by tens of thousands of dollars? A Pew Research Center survey in 2013 found that Social Security is one of the most popular federal programs. Despite its popularity, few people understand how it works. One of the most important choices presented by Social Security to beneficiaries … Read more
Two years ago, a settlement agreement ended Medicare’s use of the “improvement standard.” At least it was supposed to. But, despite the agreement some beneficiaries continue to be denied coverage and federal officials are refusing to take any further action to ensure that providers are aware of the change. Under the long standing improvement standard, … Read more
If you’re in your 50s, retirement is on the horizon. Here are some important financial planning decisions you need to keep an eye on. Don’t dip into retirement. With the average employee having seven careers in a lifetime, there’s a possibility that you’ll experience seven or more temptations to cash out an IRA rather than … Read more
At the end of December, a New York trial court ruled that residents of a continuing care retirement community (CCRC) breached their contract when they applied for Medicaid before spending down their assets. Good Shepherd Village at Endwell v Yezzi (NY Slip Op 51900 – NY: Supreme Court, Broome 2014). In 2009, Peter and Hazel … Read more
About 80 percent of older Americans struggle with at least one chronic condition. About 50 percent struggle with at least two chronic conditions. But poor health doesn’t have to be a by-product of aging. What’s more with the number of Americans 65 and older expected to double in the next 15 years, not only can … Read more
Last week the Florida Supreme Court ruled that individuals engaging in some Medicaid planning activities were practicing unlicensed law. The ruling supported an advisory opinion of the Florida Bar (No. SC14-211) that proposed that persons engaging in: drafting personal service contracts, preparing and executing qualified income trusts, or rendering legal advice as regards Florida state … Read more
Older Americans (81 percent of them anyway) have bought into the idea that owning your own home is the American dream but some retirement advisors are taking a new look at the assumption. The answer so far is very much in the air. Owning your own home confers wealth accumulation, better neighborhoods, better outcomes for children … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
