The subject of Reverse Mortgages has become one of the hottest of financial topics. Hardly a week goes by when we don’t run across an article describing how one financial expert or another has changed their position from Reverse Mortgage skeptic to enthusiastic advocate. On this blog we’ve recently offered links to several authoritative articles … Read more
What a difference a few years makes! “A decade ago, most financial advisers would roll their eyes at the mention of reverse mortgages,” writes the venerable Wall Street Journal. However, new safeguards and changes to laws governing these financial instruments “have led many advisers and researchers to change their minds about reverse mortgages.” We recently … Read more
Just about everyone knows by now that the single best way to boost your Social Security benefits is to wait as long as possible before you start drawing them. While 35-40% of adults start drawing benefits at the earliest allowable age (62 for most), the fact is that unclaimed benefits grow at about 8% per … Read more
If you’re a fan of roller coaster rides, then you’ve probably enjoyed the precipitous drops and tepid recoveries of the stock market since 2016 began. For the rest of us, the Big Dip of 2016 has been anything but pleasant, with the Dow dropping well over 1,500 points from late December until early February. To … Read more
Reverse mortgages are on the rise once again. One industry news source reported that the number of reverse mortgages, also known as HECM for Home Equity Conversion Mortgages, jumped more than 6.6% in 2015, after declining somewhat in 2014. These financial instruments allow qualifying borrowers aged 62 or older to tap into the equity in … Read more
When it comes to popular experts on financial planning, few names carry more familiarity – and more weight – than Jane Bryant Quinn. She has been a nationally syndicated columnist on financial matters for decades, writing in Newsweek and the Washington Post. She produces a regular column on finance for the AARP and has her … Read more
If you’re like most of us, your house is the most important asset you own. Deciding whether, and when, to enter into a reverse mortgage to tap into the equity in your home is one of the most important and possibly the most difficult decisions you’ll have to make. If you’re a homeowner 62 years … Read more
“Is a reverse mortgage right for me?” That’s the question more and more senior homeowners are asking. As reverse mortgages gain new popularity, we hear that question all the time at our Life Planning Seminars. But as frustrating as it may seem, the answer to the question is, “It depends.” There’s simply no “one size … Read more
by Emily Study Taking out a reverse mortgage could help increase retirees’ annual income by 30% when done in conjunction with a few other retirement planning steps, according to a recent Wall Street Journal article. The strategy comes at a time when retirement fears plague the nation, as reports indicate that few Americans are truly … Read more
1. When the homeowner doesn’t need it. One of the most powerful aspects of the FHA HECM is the option of a “stand by” line of credit. For very little cost the reverse mortgage Line of Credit, with its built in growth factor, can create a line of Tax Free funds that in 8 to … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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