Here on the AgingOptions and Life Point Law Blog, we typically put a special emphasis on Medicare-related articles during fall open enrollment. But the fact is that as many as 10,000 baby boomers every day are turning 65, which means they’re becoming Medicare-eligible for the very first time. As it happens, there are some critically … Read more

All our adult lives, most of us prize our independence. We like to think of ourselves as free and liberated, living how and where we choose. It’s sort of the American myth: we make our own choices and we go our own way – or at least that’s how we picture ourselves. But as we … Read more

If you’ve listened to Rajiv Nagaich of AgingOptions and Life Point Law for any length of time, or read articles here on the Blog, you know that a recurring theme in just about everything we teach or advocate about retirement comes down to one word: preparation. While it’s true that none of us has a … Read more

Here at AgingOptions, we’ve written many times about the importance of choosing the right doctor. Getting age-appropriate medical advice and care is an essential part of maintaining good health. But here’s a guilty secret: all too often, many of us are tempted to consult so-called “medical experts” we’ve never even met. We’re talking about the … Read more

Not that many years ago, it was normal in the U.S. (and even more so in other cultures) for several generations of a single family to live under the same roof. In bygone days, mom and dad might have kids in the house and also provide shelter for aging parents – maybe even grandparents. Through … Read more

Annuities can be a controversial topic among retirement planners, with some suggesting everyone should have an annuity while others insisting that no one should. As is typically the case, the truth lies somewhere in the middle: in some situations, an annuity can be an ideal solution for guaranteed income in retirement. That’s why we were … Read more

“We’re number one! We’re number one!” That’s the chant that reverberates in sports stadiums and arenas across the country. It’s also the cry of most red-blooded American patriots: when it comes to all the things that make a country great, America is indeed number one, or so we like to believe. But sometimes being at … Read more

The statistic may be a year old or so, but we doubt if things have changed that much since last April. According to reports from CNBC and elsewhere, only about one-third of Americans have written estate planning documents in place. The biggest reason for failing to put even a basic plan into effect? Resp0ndents say … Read more

Listen to Rajiv Nagaich for even a few of his radio programs or seminars and you’ll hear a recurring theme: the question of where you choose to live in retirement is a key factor that helps determine how successful your retirement will be. As we age, caring for a large home and yard becomes a … Read more

As retirees look into the future, many are worried about the rising costs of health care. (In fact, it’s a topic we wrote about here on the Blog just last week.)  Now this week we’ve come across another article on the subject of health care costs, this one appearing on the CNBC website, written by reporter Sarah O’Brien. According to the … Read more