It may seem hard to believe, after you’ve spent decades setting aside funds for retirement, that you could ever have trouble actually allowing yourself one day to spend what you’ve saved. But for many if not most retirees, that’s the core of the problem. The hardest part of retirement is actually not the commitment to … Read more
A pair of articles on Medicare Part B caught our attention last week here at the AgingOptions blog, so rather than present each story separately, we’re combining these closely-linked reports into one article. Because Medicare covers nearly 62 million Americans, we know many of our readers and radio listeners pay close attention to policy changes … Read more
Typically, as we scan the web for articles to feature here on the AgingOptions Blog, we look for ones that reflect our general philosophy about retirement planning. We gravitate toward articles that emphasize retirement planning as a holistic endeavor, where all the key elements have to work together in a well-integrated strategy. Those elements – … Read more
Even in the best of circumstances, caregiving can be a significant emotional burden – and often a physical one as well. But when an adult child is caring for an aging parent, the burden takes on added challenges. Actual numbers are hard to come by but research indicates that there are roughly 66 million unpaid caregivers in … Read more
Here at the AgingOptions Blog, we’ve seen (and shared) quite a few articles that try to answer the question, “How will you spend your free time once you’re fully retired?” While many pre-retirees to struggle to answer that query, we suspect there are many who think the question is ridiculous – because they know exactly … Read more
There was a time a few generations ago when a large percentage of American workers retired with a pension – basically a guarantee of income for life, typically based on longevity with the company. The workers who retired with pension benefits weren’t just blue-collar laborers either: many white-collar employees enjoyed the sense of security that … Read more
“Whether it’s Megan and Thomas Markle or Britney and her teen sons, celebrity family feuds are having a moment,” begins our article today. And in fact, this sobering piece goes on to say that a whopping 10 percent of Americans are estranged from a parent or child. What a chilling thought! We’re referring to this article from Newsweek in which reporter … Read more
As the population ages and the prevalence of Alzheimer’s disease and other forms of dementia grows, scientists around the world are doing extensive research to find out what triggers cognitive decline. We know from other articles that we’ve featured here on the AgingOptions Blog that, while there seems to be no single dominant cause for … Read more
Here at AgingOptions Blog you know we love a good article that covers the length and breadth of the retirement experience (and doesn’t just focus on finances). We know as well as you do that retirement is a holistic lifestyle change, not just a financial one. So we thought this USNews article by Rachel Hartman was particularly helpful, as … Read more
As seniors journey into and through their retirement years, a significant number of them will seriously contemplate the advantages of downsizing – selling that oversized two-story house where you raised the kids, and spending the (considerable) profit on a smaller, tidier, easier to maintain and cheaper to own house in the community of your dreams. … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
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As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
