Aging Options

It’s Not Just You: Brief Episodes of Memory Lapse are Happening to More People More Often, Memory Experts Say

Is it our imagination, or have people been getting more forgetful lately? The protracted stress of the pandemic combined with the gloom of the news headlines has seemed to make many of us otherwise normal folk feel like forgetful scatterbrains lately! So, we suspect it’s good news, in a way, when the Wall Street Journal publishes an article essentially … Read more

Social Security’s Full Retirement Age is Now 67 for Millions Born in 1960 – and Many Experts Say It Needs to Go Higher

If you were born in 1960, 2022 is the year when you’ll hit age 62 – and if your age cohort is like your predecessors, millions of your peers (and maybe you) will opt to start Social Security benefits early, defying the wisdom of delayed gratification. But there’s something else distinctive about you who entered … Read more

Creating A Financial Roadmap Before Your Spouse Dies Can Help You Prevent a Monetary Meltdown

Many long-married couples have settled into comfortable roles based on each spouse’s strengths. Nowhere is this truer than in handling family finances, where it’s fairly common for the spouse with the best combination of motivation and aptitude to “just take care things” when it comes to paying the bills and managing retirement accounts. But what … Read more

Kaiser Report: Biden Administration’s Nursing Home Reform Package Ignores Essential Caregiving Role of Family Members

It’s a positive sign when officials in Washington, D.C., decide to fix some of the parts of American life that are clearly broken. A good example occurred a few months back when the Biden White House issued a new set of federal guidelines designed to improve resident care in the nation’s nursing homes. “The pandemic has highlighted … Read more

Despite Your Friends’ Advice, Choosing Whether or Not to Claim Social Security at Full Retirement Age is a Personal Decision

When should you start claiming your well-earned Social Security benefits? It seems like such a simple question – yet each year thousands upon thousands of words are written in magazines, published on websites, and uttered by financial advisers trying to persuade you that these so-called experts have the secret answer to that innocuous inquiry. Until … Read more

If You Haven’t Talked About Long-Term Care for an Elderly Loved One, It’s Time to Start the Conversation

If you’ve listened to Rajiv Nagaich of AgingOptions for any length of time, or read articles here on the AgingOptions Blog, you know that a recurring theme in just about everything we teach or advocate about retirement comes down to one word: preparation. While it’s true that none of us has a crystal ball, there are … Read more

Liz Weston’s To-Do List for New Retirees: She Says, Do These Three Tasks Now, and You’ll Reap Big Rewards Later On

Are you recently retired? If so, then hopefully you’re starting to savor a newfound sense of freedom. A glance out toward the horizon shows nothing but carefree days ahead – right? Well, probably not. We all know that the best-laid plans can hit a snag caused by health concerns, financial worries, or other speedbumps on … Read more

For People with End-Stage Dementia, Medicare Rules Can Make Hospice Care Difficult if not Impossible to Count On

More than six and a half million Americans are living with dementia, a number that is expected to double by 2050. The cost – emotional and financial – to families of dementia sufferers is almost incalculable. So, when one of these loved ones reaches the end-stage of dementia, with death apparently just months away, you … Read more

Thinking About Firing Your Financial Adviser? Here are Five Tip-Offs Which Suggest That Just Might be the Right Idea

The relationship between a client and a financial adviser is an important one. In the best of circumstances, your wealth manager or financial planner becomes a trusted counselor, someone who looks out for your best interests and asks you all the right questions. The right financial adviser can play a key role in helping you … Read more

When Safety Meets the Second Amendment: Should There Be “Gun Retirement” for the Elderly?

Cognitive decline is a very real part of life for millions of seniors and their families. The Alzheimer’s Association estimates that one-third of seniors will die with some form of dementia, not necessarily as the cause of death, but as a factor that often complicates their lives, and the lives of those they love, in their later … Read more

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