The predictions may vary, but the bottom line is clear: a significant majority of today’s retirees are going to need long-term care at some point in their future. The 2022 Genworth report puts the figure at about 70 percent – which means that failing to take the costs of long-term care into account in your … Read more
The best way to evaluate any type of journey is to ask those who have traveled that road before. What are the lessons learned and the pitfalls to avoid? In the journey of retirement, it’s not hard to find answers to those questions – simply take a few minutes to read articles like this one … Read more
It happened to us just recently. Visiting a casual restaurant in an unfamiliar town, we sat at the table expecting the wait staff to bring us a printed menu. Instead, we noticed a placard on the table with a now-ubiquitous QR code and the caption, “Scan Here for Menu and Today’s Specials.” The humble printed … Read more
We all know that money worries can be deeply stressful to the point of distraction, but did you know that financial burdens can also adversely affect your physical health? Recent research out of the Urban Institute is now linking the presence of financial debt with a range of health conditions in older adults, a worrying … Read more
Today’s scammers, fraudsters and con artists are relentless. These evil thieves and tricksters never tire of coming up with ways to separate you from your account numbers, your personal identification, and ultimately your cash. Seniors, as we’re aware by now, tend to be tragically susceptible to scams and frauds, as the perpetrators know well: some … Read more
If you were born between 1965 and 1980, plus or minus a few years, congratulations: you’re a part of Generation X. Most Gen X kids grew up in the shadow of their baby boomer parents and for decades have had to listen quietly as their parents, born in the late 1940s to early 1960s, traveled … Read more
If you’re like most seniors, the thought of moving out of your present home fills you with dread – particularly if you’ve lived there for a decade or three. You might have a strong wish to downsize or to move to a condo or a continuing care retirement community (CCRC), but the prospect of attacking … Read more
Over the past year or so, the ups and downs of the Dow and the Nasdaq have been uppermost in the minds of many retirees (and those close to retirement). In the roller coaster ride between euphoria when the markets rise and gloom when they fall, could it be that many seniors are worried about … Read more
When you stay at an upscale hotel, the concierge is there to provide you special, personalized service – a restaurant recommendation, theater tickets, emergency dry cleaning, or anything else that might make you feel your preferences matter. If you’ve experienced that kind of individual service, then you understand the concept behind what’s called concierge medicine. … Read more
Here on the AgingOptions Blog, caregiving is one of our most frequent topics, for one simple reason: some time in our lives, most of us will either need a caregiver, or be a caregiver – or both. For tens of millions of American adults, caring for an aging loved one is a daily reality. Usually, … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
