“Home Alone,” a report by the AARP Public Poly Institute and the United Hospital Fund found that the role of family caregivers has dramatically expanded to include roles previously only provided in hospitals. The estimated economic value of these caregivers was approximately $450 million in 2009. While caregivers still perform fundamental caregiving tasks such as … Read more
The term sandwich generation has been around since the 80s to refer to the segment of the middle aged population acting as caregiver for both younger and older generations. There are now 10 million individuals 50 and over caring for one or more of their parents. The financial impact to retired baby boomers on fixed … Read more
If you are caring for your mother or father, you may be able to claim your parent as a dependent on your income taxes. This would allow you to get an exemption ($3700 in 2011) for him or her. There are five tests to determine whether you can claim a parent as a dependent: The … Read more
One problem that you can do something about. It is a thankless task that falls mainly on loved ones and family who quickly can get overwhelmed with the process, while trying to address the needs of their aging loved one. But, as these authors find, there are common sense things that can make the journey … Read more
When one family member becomes a caregiver for another, it”s important to put in writing the terms of the arrangement, according to elder law attorneys interviewed by The Cincinnati Enquirer. AARP estimates that more than 20 million Americans currently care for ill parents, other relatives or friends. Problems can arise if the caregiving arrangement is … Read more
On issues ranging from medical decisions to finances and housing, with their paternalistic caregivers families sometimes face a choice between honesty and, to their minds, warranted deception that’s in the older person’s interest. See the full New York Times story here…
I remember a classic Smothers Brothers comedy bit from their TV show in the 60’s (uhh, yes…that would be the 1960’s) when I was a teen, in which Tommy turns to his brother Dick and utters what came to be one of those ubiquitous catch-phrases of the era… “Mom always liked you best…” Now that I, and … Read more
Copywright -2011 Rajiv Nagaich The graying of America coupled with the ever increasing numbers seniors left without resources to deal with the high cost of long term care is leaving many family members to pick up the financial tab of care costs for a loved one. This makes the rules governing deductions for the medical … Read more
Half of all Americans over age 85 will deal with dementia related incapacities which will render them unable to care for themselves. You may be one of those several Americans caring for such a person.
An increasing number of seniors who need assistance are being cared for by other seniors. Most commonly the caregivers are the spouses of the care recipients, but often they are not. It’s not unusual for someone in her 80s to be cared for by a paid caregiver in her 60s or 70s. The article reports … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
