What can be done to stop – or slow – the scourge of financial exploitation of seniors? This type of abuse is a national scandal, costing people tens of thousands of dollars, destroying financial security, and leaving victims permanently damaged. Yet the fraud and crimes continue to grow. With that in mind, we think it’s … Read more
Unpaid caregivers tend to have one thing in common: exhaustion. The physical, mental, and emotional demands of providing care to a parent, spouse, relative or friend seem endless, and many caregivers acknowledge that they seldom if ever get a break. If that describes you, then perhaps a service called respite care is one possible answer. … Read more
It’s always a shock when a Hollywood actor’s career is cut short prematurely. In the case of action star Bruce Willis, the news seems especially sad. Willis, known as the take-charge hero of such blockbusters as Armageddon, The Sixth Sense, and the Die Hard movies, has been diagnosed with a degenerative disease of the brain called frontotemporal dementia. This … Read more
It might seem as if the only people taking out home loans these days are well short of their retirement years – but surprisingly, that’s not entirely true. In 2021, buyers 65 and older accounted for roughly one-eighth of all mortgages originated. Whether downsizing, upsizing, moving across town or heading for sunnier climes, older Americans … Read more
It’s a chronic case of nationwide medication overload – and the consequences can be devastating. That was our take-away from this recent article from the NextAvenue website , written by freelance journalist Barbara Mantel. The problem even has a name: “polypharmacy.” The trend of doctors over-prescribing prescription drugs to seniors isn’t new, but it is on the rise, according … Read more
Whether you live near your aging parent or miles away, you probably worry about them more and more. Every visit tells you that your once-robust mom or dad is starting to become frail or forgetful. Is it your imagination, or is it really time for “the conversation” about the need for assistance? And how can … Read more
Humans have a bad habit of thinking we’re invincible, that nothing can touch us. It’s one reason why we tend to put off doing those important things we know we really should do. But here at AgingOptions and Life Point Law, we try to make sure we gently remind everyone that having a plan in … Read more
How do you define your “dream retirement”? Each of us might answer that question differently, especially when considering where we might live. For some, our retirement dreams take us to the beachfront or to that town in the mountains. Others picture a carefree life of golf in the sunshine or spending time with the grandkids. … Read more
If there’s one aspect of retirement that seems to be a constantly-moving target, it’s the topic of RMDs – required minimum distributions. The RMD is Uncle Sam’s way of forcing retirees to start pulling dollars out of those tax-deferred retirement accounts like the 401(k) and 403(b) accounts offered by many employers. The amount of money … Read more
It has been a while since we addressed the topic of reverse mortgages here on the AgingOptions Blog. This type of mortgage, also called an “HECM” (which stands for home equity conversion mortgage), can be a potential game-changer for retirees who need a steady flow of tax-free income. But there are downsides to reverse mortgages … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
