Is early retirement on your wish list? Millions of workers will answer yes to that question. In this CNBC article from 2022, the younger the worker, the earlier they hoped to retire, from an average planned age of 59 for those under 40 to age 68 for baby boomers, most of whom are no doubt … Read more
If you’re at least 73 years old and have funds in a 401(k) or similar tax-deferred account, the initials “RMD” should be part of your retirement planning. They stand for “required minimum distribution,” which reflects a basic reality: after allowing you save and earn tax free for the past several decades, Uncle Sam is ready … Read more
Sometimes when we plan ahead, it can be easy to overlook the basics. It reminds us of the opening scene in the movie “Christmas Vacation”: the family has made a frigid hike into the back country – part of a carefully planned day-long trek to find the ultimate Christmas tree – only to realize too … Read more
By now we should be used to Uncle Sam changing his proverbial mind. The pattern has become fairly routine: a new policy is announced, followed by a great hue and cry of anger and disbelief, followed by a backpedaling reversal of the policy that caused all the fuss in the first place. This time the … Read more
Are you actively preparing for retirement? If you say yes, you are, then it’s likely that your retirement planning has mostly involved finances. For most American workers, “preparing for retirement” means planning for that day when your financial situation makes it possible to say good-bye to that regular paycheck. If someone asks, “Are you ready … Read more
Picture this scenario: a fabulously wealthy tycoon breathes his last, leaving behind a fortune worth tens of billions of dollars. Then fast forward through just two or three generations. The grandkids of the rich man gather for a family reunion, only to find that not a single one is now financially well off. Each has … Read more
As we scour the web for articles about retirement and aging to spotlight here on the Blog, one fact quickly becomes clear: retirement will teach us many lessons, whether we like it or not. That was our reaction to this article from GoBankingRates. In this article, first presented here a few months back, contributing reporter … Read more
Congratulations – you’ve retired! So, now what? Millions of baby boomers are crossing the retirement threshold every day, and perhaps you’re one of them. You’ve saved, you’ve invested, you’ve diversified – in short, you’ve done everything a prudent person should do to prepare for this important phase of your life, one that might very likely … Read more
Estate planning is an essential component of preparation for a happy and secure retirement. Sadly, all too many Americans ignore estate planning altogether, imagining – somehow – that everything will work out magically for their heirs once they pass from the scene. In fact, those heirs are the ones who will have to clean up … Read more
The overall divorce rate may be declining, but the rate of so-called “gray divorce” is on the rise – and that can spell trouble for retirees, especially women. That’s the sad conclusion we drew from this article we read last year in USA Today, written by reporter Daniel de Visé. In some ways, despite what … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
