The phrase “aging in place” has become practically universal in recent years. As retirees, and those looking ahead to retirement, examine their ideal housing preferences, more and more of them seem to be determined to grow old right where they are, in the home they know and love. It’s a nice image and a worthwhile … Read more
As seniors journey into and through their retirement years, a significant number of them will seriously contemplate the advantages of downsizing – selling that oversized two-story house where you raised the kids and spending the (considerable) profit on a smaller, tidier, easier to maintain and cheaper to own house in the community of your dreams. … Read more
The decision regarding when to claim Social Security benefits is a hotly debated topic. But with all the complexities involved, for most it comes down to what seems like a simple choice: do I take a smaller amount as soon as I can, or do I delay gratification for a guaranteed larger payout later? Today … Read more
It has been called “the world’s slowest oncoming train.” Congress and the American public have known at least since 2010 that the accelerating retirement of the baby boomers and the decline in the number of workers paying into the system had caused Social Security to reach a financial tipping point. Still, in a familiar tale … Read more
When it comes to a so-called “claiming strategy” for Social Security benefits, there’s no one-size-fits-all recommendation. The sheer number of variables involved makes this a complex decision. It seems to us that the answer to any question related to the timing of Social Security benefits always begins with, “It depends.” Understanding the Social Security Age … Read more
The loss of a spouse is one of life’s most profound challenges. Whether it happens suddenly or after a long period of decline, the emotional weight is immense. Amidst this grief, surviving spouses face a demanding list of legal and administrative responsibilities that must be managed carefully. According to this article from Motley Fool, one … Read more
Retirement spending, so the theory goes, tends to follow what some have called a U-shaped curve. It’s high in early years when younger retirees are spending on travel and other luxuries. In “mid-retirement” the spending curve slows as aging retirees tend to stay closer to home. Then spending rises once again as the oldest retirees … Read more
If you’ve been on Medicare for any length of time, you know that Part B premiums have risen dramatically in recent years. Between 2016 and 2026, standard premiums for coverage under Part B rose about 66 percent, and that trend line shows no signs of slowing down. Quite the opposite is true, in fact, according … Read more
If you are an adult approaching retirement or already navigating life as a retiree, you likely hear persistent warning bells from financial experts and healthcare advocates. Long-term caregiving costs continue to rise rapidly, forcing seniors and their families to proactively establish comprehensive care plans before a health crisis strikes. Whether you choose to fund those … Read more
Retirement is supposed to conjure up images of financial freedom. But for the majority of retirees, living with debt is still a very present reality. For many, it can also become a heavy burden that weighs retirees down with anxiety and stress. This week in a companion article here on the Blog, we’re considering whether … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
