As Aaron Paker, partner at Life Point Law, will tell you, few questions cause more concern and confusion than Medicaid’s so-called Five-Year Lookback. The complexities surrounding this critical rule are a big part of the reason why no one should try navigating Medicaid’s regulations without the services of a highly-qualified and experienced guide. This week, … Read more
The phrase “aging in place” has become practically universal in recent years. As retirees, and those looking ahead to retirement, examine their ideal housing preferences, more and more of them seem to be determined to grow old right where they are, in the home they know and love. It’s a nice image and a worthwhile … Read more
As Rajiv Nagaich observes regularly, the vast majority of seniors claim they want to live out their lives in the comfort and security of their own homes. Yet fewer than one in three will actually succeed in realizing their powerful desire to age in place. Seventy percent of seniors are at high risk of becoming … Read more
It’s no secret here on the Blog that we’re big advocates for professional fee-based financial planning. Based on the articles we read, we believe those who insist on do-it-yourself financial planning are putting their financial futures at risk. There are plenty of reasons why we’re convinced of the value of professional financial expertise. But this … Read more
Determining if you need a financial advisor is a common crossroads for investors. If you frequently listen to AgingOptions or follow our Blog, you likely recognize our stance on professional guidance. However, despite the clear benefits of expert estate planning, data suggests many Americans are going it alone. Reports like this article from Investopedia indicate … Read more
Selecting a trusted professional to manage your wealth is one of the most impactful decisions you will make for your long-term financial health. We have emphasized the importance of this choice before on the AgingOptions blog, including in this article just last week. Having the right financial professional to guide you as you plan for … Read more
If you’ve listened to Rajiv Nagaich even a handful of times, or read articles here on the Blog, you’re guaranteed to have heard the term “financial dashboard.” Rajiv and his colleague, certified financial planner Saket Sengar, often speak of this planning tool as an essential guide to help ensure that clients who use the financial … Read more
This week on the Blog, our focus centers on financial planning and the red flags consumers must navigate when enlisting professional financial help. Experts emphasize that the ultimate goal is securing financial advice from an advisor that is both genuinely comprehensive and completely objective. How does the ordinary retiree or future retiree identify these standards … Read more
What happens when you die without a will? The short answer: generally speaking, nothing good. Those who die without a will – referred to by attorneys as “dying intestate” – often doom their survivors to costly and confusing probate procedures and even expensive legal battles as heirs fight over what they consider their “rightful share” … Read more
Here at AgingOptions and Life Point Law, our staff has helped prepare thousands of estate planning documents. One of the most essential of these is what’s called a financial power of attorney, or FPOA. It’s a document that stipulates who will act as your agent in handling your finances if and when you become unable … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
