Retirement is supposed to conjure up images of financial freedom. But for the majority of retirees, living with debt is still a very present reality. For many, it can also become a heavy burden that weighs retirees down with anxiety and stress. This week in a companion article here on the Blog, we’re considering whether … Read more
There was a time in America when a paid-off mortgage was considered the gold standard for financial security. Those who could afford a home mortgage – less than half of the adult population until the mid-1940s – were generally determined to pay those loans off as quickly as possible, partly for cultural reasons including a … Read more
As you approach your golden years, you will likely face one of the most perplexing financial questions of your life: Is it better to buy a new home or rent a property when you are retired? Deciding on the right housing strategy is rarely a straightforward choice, because there are passionate advocates on both sides … Read more
There is an old, lighthearted joke that says, “When the going gets tough, the tough go shopping.” However, our recent observations suggest that modern retirees are taking a completely different approach. Surveys measuring consumer confidence indicate that many Americans are adopting a highly cautious approach to spending, and this trend seems even more pronounced among … Read more
Members of the so-called “sandwich generation” often feel trapped by unique pressures. They must balance the escalating costs of raising children while simultaneously managing the care of aging parents. Today’s 40- and 50-year-olds frequently find themselves with parents in their 80s and children in their teens or younger. Managing these dual roles can introduce incredible … Read more
Stereotypes about older adults abound, and one of the most prevalent is that the majority of seniors are just plain stubborn. Once we get to a certain age, the prevailing wisdom goes, we become set in our ways, unwilling to try new things or new ideas, with our heels firmly dug in. While this notion … Read more
Here at AgingOptions, through our partnership with Life Point Law, our staff has helped prepare thousands of estate planning documents. One of the most essential of these is what’s called a financial power of attorney, or FPOA. It’s a document that stipulates who will act as your agent in handling your finances if and when … Read more
Here on the Blog, we talk frequently about some of the different living options available to seniors. For those who are independent and financially secure, a continuing care retirement community, called a CCRC, can be a worthwhile choice. (We wrote about some of the benefits of life in a CCRC in a recent article here … Read more
Long-term care insurance is a critical financial topic that many Americans avoid discussing. It is a product that requires a substantial financial commitment year after year. Currently, only a limited number of insurance companies offer these policies. Because of this, plenty of people seem to be gambling that they’ll never need it – yet statistics … Read more
Selecting a trusted professional to manage your wealth is one of the most impactful decisions you will make for your long-term financial health. We have emphasized the importance of this choice before on the AgingOptions blog, including in this article just last week. Having the right financial professional to guide you as you plan for … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
