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Social Security's Benefits for Spouses

Social Security doesn’t just pay retirement benefits to retired workers; in some circumstances, it also provides benefits to a worker’s spouse or ex-spouse and to a deceased worker’s surviving spouse. Here are the ins and outs of spouse and survivor benefits. Spousal Benefits Spouses are entitled to benefits if the marriage lasted at least 10 … Read more

Why Do Individuals Retire When They Do…

… And What Does It Mean For Their Retirement Security? Prudential Financial sponsored research by the University of Missouri to identify the key factors that impact when individuals choose to retire. This research identified several factors that make individuals more likely to retire in any given year, including strong equity markets performance, the retirement status … Read more

Road Map to a Housing Rebound

Yes, as we all know… just as with politics, and Tip O’neil’s famous mantra, “All politics is local”… so, with real estate, “All real estate is local”. Having said that, this article in US News and World Report is instructive in that it lays out 5 general factors that we can, and should, pay attention … Read more

Put Caregiving Arrangements in Writing, Lawyers Advise

When one family member becomes a caregiver for another, it”s important to put in writing the terms of the arrangement, according to elder law attorneys interviewed by The Cincinnati Enquirer. AARP estimates that more than 20 million Americans currently care for ill parents, other relatives or friends. Problems can arise if the caregiving arrangement is … Read more

Suit Contests Hospitals' Practice of Not Admitting Patients Prior to Nursing Home Transfer

Seven Medicare patients have filed a class action lawsuit challenging a Medicare policy that allows hospitals to place patients under observation for days on end rather than actually admitting them. If these patients then move to a nursing home, they are not eligible for Medicare coverage of the first part of their nursing home stay, … Read more

5 Retirement Killers to Avoid in Your 50s

Great list of common mistakes of those in their 50’s, written by David Ning in US News. The list includes: Don’t get a new 30-year fixed mortgage Try not to inflate your lifestyle Avoid financial advisers who suggest actively managed funds Don’t start buying individual stocks Don’t ignore debt You can see the full article … Read more

Should you buy Long Term Care Insurance?

You might be thinking “Long-term care insurance is complicated, costly and unnecessary. I’m healthy! I have family who will care for me, and I refuse to go into a nursing home, anyway. Medicare and Medicaid will cover care once I need it — why waste money on insurance?” The odds that you’ll need long-term care … Read more

Collection of Health-Related Topics from Around the Web

Health of Gums may predict the condition of your heart. http://www.aarp.org/health/healthy-living/info-11-2011/teeth-gums-and-heart-attack-stroke-risk.html Get Happy – Live Longer: http://vitals.msnbc.msn.com/_news/2011/10/31/8565511-want-to-live-longer-get-happy-study-says; …and depression – chronic stress lowers life span http://www.sciencedaily.com/releases/2011/11/111109093729.htm New MRI technique to diagnose ALZ http://www.sciencedaily.com/releases/2011/11/111116162238.htm Walmart the next medical provider? http://seniorjournal.com/NEWS/Features/2011/20111110-WalmartWants.htm Which exercise is the best for you? http://www.medicalnewstoday.com/articles/237374.php Health care costs of caregivers of Alzheimer’s patients … Read more

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