The other day I purchased a shirt from a big box store. As I stood in line waiting to check out, the woman ahead of me asked to use her reward card even though she didn’t have it on her person. “Sure,” said the sales clerk. “Just give me your Social Security number.” I flinched … Read more
Experts project that by the time 2020 rolls around in just five years, the American health care field will see a shortage of 20,400 primary care physicians. One thought is that primary care nurse practitioners (NPs) and physician assistants (PAs) could relieve some of the strain since their numbers are increasing more rapidly than the physician … Read more
Some notable and financially astute people suggest you hold off on retiring your mortgage early and consider investing extra money in retirement savings plans instead. After all, the theory goes; if you take that extra cash and invest it, you will have compounding interest on your side. There are other advantages to using that money … Read more
I don’t know if you’ve looked around but there are a bunch of senior retirement communities out there. Senior Housing News, a senior housing industry publication counts over 30,000 professionals and experts in the senior industry. And while Baby Boomers are making the move to those communities, even more are trying to redefine just what … Read more
We relate some diseases to specific sexes. Take breast cancer for instance. Breast cancer is about 100 times less common amongst men than it is among women. According to the American Cancer Society, the lifetime risk of getting breast cancer for men is about 1 in 1,000. In comparison, about one woman in eight will … Read more
Before going on a long trip, you make a checklist so that you don’t forget anything. It can be aggravating to get to the beach only to realize you forgot the sunscreen or your bathing suit. The same sort of planning can help in preparing for retirement. The list may even provide a means to … Read more
Location, location, location. That quote is a familiar refrain from the real estate world but you might hear it from your financial advisor too. Financial professionals aren’t talking about a piece of property though. They’re talking about asset location. Social Security, Roth IRAs, traditional IRAs all require a strategy to help keep your taxes at … Read more
Terry Pratchett, famous for his Discworld series died last week at the age of 66. Pratchett, one of England’s most-loved authors was diagnosed in 2007 with early onset Alzheimer’s disease, the “embuggerance,” as he called it. He became an outspoken advocate for assisted dying. He once wrote, “I would live my life as ever to the … Read more
Preparing for retirement is hard enough but if you believe these retirement myths, you’re likely to run out of money early. Unfortunately, most of these myths are still being bandied about. You can rely upon Social Security. The average Social Security benefit is $1,328 a month, an amount close to poverty level. Social Security was … Read more
Story after story gets written about the rich and famous individuals and their not so rich or famous peers whose adult children and second, third or even fourth spouses argue about what they would want once they become cognitively impaired or die. Unfortunately, it’s proven time and again that if there is a time when … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
