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Investopedia: Are We in a “Baby Boomer Retirement Crisis”? That Depends on Which Boomers We’re Talking About

We’ve been hearing the dire predictions for years now: Baby Boomers are heading for a looming cliff, usually referred to as a retirement crisis. With the oldest boomers now hitting 75 and the trailing edge within a few years of age 60, this huge cohort is supposedly reaching retirement age en masse at the rate … Read more

Inspired by the Pandemic: Consider This Checklist as a Starting Place to Get Things in Order and Protect Your Estate

Among the lessons learned during the COVID pandemic – too often learned the hard way – is the imperative to prepare ourselves for the unexpected. Three years ago, few people could have predicted the upheaval triggered by lockdowns, illness, and, tragically, premature death.  In this 2022 article from the Kiplinger financial website, financial planner Ron Brown urges that we … Read more

Retirement Can Be an Abrupt Change – So You Might Consider Creating a Retirement Glide Path

In aviation, the difference between a gentle, safe landing and an abrupt, dangerous one often comes down to the so-called glide path, that carefully-planned descent that gets you safely where you want to go. That same term is often used in retirement to signify an easy transition from full-time work to full-time retirement. The glide … Read more

Should You Co-Sign Your Adult Child’s Mortgage? Experts Say, Don’t Let Family Ties Cloud Your Judgment

Most parents want to help their kids – it’s part of being a mom or dad. As the children grow into adulthood, that desire to provide parental assistance remains high, but parents need to be cautious. The older your kids get, the greater the consequences of their financial decisions, and the higher the likelihood that … Read more

Common Question: “Should I Claim Social Security at 62 and Invest the Money?” New Study Answers, “No!”

When should you take Social Security benefits? That question gets asked over and over, and many so-called experts have their firmly-held opinions. Some have argued that taking the funds early, at age 62, and investing those dollars will let a wise investor come out ahead. But now, a recent study has analyzed that strategy and … Read more

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