Fall Open Enrollment is here and the deadline is fast approaching for changing your Medicare coverage.  Even if you like your current coverage, it’s important to make sure that the plan you’ve selected still features the benefits you need.  The simplest way to do that is to read your Annual Notice of Change.

However, if you are choosing a plan for the first time or you are handling someone else’s plan for the first time the options can be boggling.  If you are trying to decide on a plan and which option is best for you, you must first understand what the two different plans are and the differences between the two. 

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Some people will keep making bad decisions no matter what is put in place to keep them from doing it.  That’s what Medicare officials are finding when it comes to individuals selecting Medicare Advantage plans according to an article by Kaiser Health News journalist, Susan Jaffe.  It’s open enrollment time again and Medicare officials are pulling out all the stops to encourage the half million beneficiaries that continue to choose one of 26 private poorly performing drug and medical plans to look elsewhere. 

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