Finances and dementia might make for good television comedy, but for families dealing with it every day it’s no laughing matter. That’s how nationally-known financial writer Richard Eisenberg begins this recent NextAvenue article about a difficult topic many families know all too well: the effect of cognitive decline on the spending habits of a beloved … Read more
If the idea of “mortgages for seniors” seems strange to you, that’s understandable. Most people taking out home loans these days are well short of their retirement years, but surprisingly not all. In 2021, buyers 65 and older accounted for roughly one-eighth of all mortgages originated. Whether downsizing, upsizing, moving across town or heading for … Read more
Let’s have a show of hands: anyone out there prefer to be unhappy in retirement? We didn’t think so. Whether we retire at an early age or not, whether we have lots of money or not much, it’s safe to say that we all want what we would call a “happy retirement.” The tricky part, … Read more
Our choices about Social Security are some of the biggest retirement decisions most of us will ever make – so why do so many retirees make the same Social Security mistakes, year after year? Social Security mistakes are sometimes called “the gift that keeps on taking,” because many times the bad choices we make today … Read more
What’s the one thing that causes you the most stress in your life? We’ll bet it’s money. Turns out that, for the majority of us, worry about money is so pervasive that it affects our mental health. One article we found in researching this story quoted the American Psychological Association who reported that the top … Read more
Have you ever faced a job layoff? If you have, then you’re in good company. Figures from the Bureau of Labor Statistics show that close to 2 million U.S. workers are laid off or discharged from their jobs every single month. A layoff can come as a shock or a relief, but no matter what, … Read more
When we read about the onset of dementia, we assume its symptoms will develop gradually over a period of months and even years. We think that, if it happened to us, we’d have time to adjust. But with the unpredictable nature of dementia, that’s not always true. Recently we came across a column called The … Read more
Age discrimination in the workplace should be a thing of the past. After all, as the workforce ages, one might argue that older workers should expect to be treated with a measure of respect, even deference. Why should these experienced, capable men and women face workplace discrimination based solely on their birth date? Yet, sadly, … Read more
Are you surrounded by snowbirds? If you’re a senior living in a cooler northern clime – such as the Pacific Northwest, home to AgingOptions – you probably have friends who are snowbirds. They seem to be a common species. Snowbirds will stick around their fair-weather home in the Northwest during the spring and summer months. … Read more
When a loved one goes on Medicaid for long-term care, the assumption (especially if that person is widowed or otherwise single) is that their resources are meager. Since family and friends may want to help out with “a little extra” to make the Medicaid beneficiary’s life a bit more pleasant, the question immediately arises: is … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
