Sometimes when we plan ahead, it can be easy to overlook the basics. It reminds us of the opening scene in the movie “Christmas Vacation”: the family has made a frigid hike into the back country – part of a carefully planned day-long trek to find the ultimate Christmas tree – only to realize too … Read more
By now we should be used to Uncle Sam changing his proverbial mind. The pattern has become fairly routine: a new policy is announced, followed by a great hue and cry of anger and disbelief, followed by a backpedaling reversal of the policy that caused all the fuss in the first place. This time the … Read more
Are you actively preparing for retirement? If you say yes, you are, then it’s likely that your retirement planning has mostly involved finances. For most American workers, “preparing for retirement” means planning for that day when your financial situation makes it possible to say good-bye to that regular paycheck. If someone asks, “Are you ready … Read more
Picture this scenario: a fabulously wealthy tycoon breathes his last, leaving behind a fortune worth tens of billions of dollars. Then fast forward through just two or three generations. The grandkids of the rich man gather for a family reunion, only to find that not a single one is now financially well off. Each has … Read more
As we scour the web for articles about retirement and aging to spotlight here on the Blog, one fact quickly becomes clear: retirement will teach us many lessons, whether we like it or not. That was our reaction to this article from GoBankingRates. In this article, first presented here a few months back, contributing reporter … Read more
Congratulations – you’ve retired! So, now what? Millions of baby boomers are crossing the retirement threshold every day, and perhaps you’re one of them. You’ve saved, you’ve invested, you’ve diversified – in short, you’ve done everything a prudent person should do to prepare for this important phase of your life, one that might very likely … Read more
The overall divorce rate may be declining, but the rate of so-called “gray divorce” is on the rise – and that can spell trouble for retirees, especially women. That’s the sad conclusion we drew from this article we read last year in USA Today, written by reporter Daniel de Visé. In some ways, despite what … Read more
There are few things more dangerous to financial peace of mind than out-of-control debt. While that axiom might be true for most of us, it’s especially true for U.S. seniors, the majority of whom enter retirement in precarious financial shape to begin with. Between mortgage payments, car payments, consumer credit, and even student loans, older … Read more
(EDITOR’S NOTE: This is a breaking news story that was announced as this week’s Blog articles were being prepared. We’ll watch for further developments in the coming days.) In yet another high-profile policy reversal, the Social Security Administration has announced an abrupt change in their so-called “clawback policy.” We first brought you this story on … Read more
Social Security is an indispensable part of the economic security of tens of millions of beneficiaries. Politicians of every stripe seem to outdo themselves promising to protect and defend Social Security benefits. For decades the program was referred to as “the third rail of American politics” – touch Social Security and you die. So, if … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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