The authors of an article on selecting a Medicare Part D prescription drug plan claim that “only 5.2 percent of beneficiaries chose the cheapest plan,” and add “beneficiaries on average spent $368 more annually than they would have spent had they purchased the cheapest plan available.” Even more painfully, more than a fifth of beneficiaries … Read more
Additional details have been released about the proposed settlement to end the Medicare requirement of showing improvement in order to receive coverage of skilled care and therapy services. Medicare recipients can expect to see changes in Medicare & You so that the sections which currently cite a patient’s need to show improvement will instead cite … Read more
A recent article on the website SeniorJournal.com cites an evidence review from the Cochrane Library that seems to indicate that the shingles vaccine works best if you get it before age 70. Shingles, also known as herpes zoster or zoster, is an extremely painful skin rash caused by the same virus that causes chickenpox. The … Read more
What’s it mean to have affordable housing? What do people mean when they talk about aging in place? What will it take to have those two things; affordable housing and homes built for seniors in safe neighborhoods with access to grocery stores and doctors and places of worship? That’s a lot of questions and right … Read more
The National Association of Insurance Commissioners has come up with model legislation on long term care insurance for the states due in part to the reputation companies have of being difficult to deal with. The high cost of long term care insurance and the many hurdles consumers have to jump through make long term care … Read more
In 1997, Marcia Karbin suffered brain damage and became seriously disabled after a car accident. Her husband, Jan was appointed plenary guardian of Marcia’s person and estate and for the next seven years he provided for her needs in their home. In 2004, Jan transferred his plenary guardianship of Marcia to Marcia’s daughter, Kara due … Read more
A recent decision of the Kentucky Court of Appeals finds that for PoA to be valid, it must be given by principal. In GGNSC Stanford, LLC v Rowe, the court found that the parents of a disabled adult child could not appoint an Attorney-in-fact for the Adult Child. The parents of a woman born with … Read more
An estimated 22 percent of American households are impacted by caregiving responsibilities according to the National Alliance for Caregiving and of those approximately 59 percent either work full or part-time while providing care. The impact on the ability of these caregivers to work is significant. From needing flexible hours to allowing caregivers to go to … Read more
There’s good news and bad news in the world of prescription drugs according to the FDA. The good news is that seniors, a group that used to be a prime target for online pharmacy scams have been displaced thanks in part to the fact that the Medicare drug program has made them less attractive. The … Read more
“Home Alone,” a report by the AARP Public Poly Institute and the United Hospital Fund found that the role of family caregivers has dramatically expanded to include roles previously only provided in hospitals. The estimated economic value of these caregivers was approximately $450 million in 2009. While caregivers still perform fundamental caregiving tasks such as … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
