We’ve read plenty of articles in recent years concerning long-term care costs, and we’ve shared several of these reports here on the AgingOptions blog. Most of these reports seem to presume that the majority of retirees will be facing their care needs and related decisions as a couple. But this recent Kiplinger article by financial … Read more
The picture is a familiar one: two young people standing in front of a minister, a priest, or a justice of the peace, repeating marriage vows. The exact words may differ, but one particular phrase common to most ceremonies consists of five little words: “in sickness or in health.” Decades later, that promise will take … Read more
Bipartisanship in Washington, D.C., is such a rarity these days that most people get excited when Republicans and Democrats can agree on anything. In recent weeks, a series of articles has made it seem like Congress and the Biden Administration are tantalizingly close to an agreement on a $1-plus trillion plan to improve the nation’s … Read more
Will you spend more in retirement, or less? While some retirees do go a little crazy in the first few years of retirement with travel and other luxuries, once things settle down most people find to their surprise that they’re spending considerably less than before. Last year we read this article from USNews that lists … Read more
None of us has a crystal ball, so as we plan for our retirement future, we have to do our best to anticipate the circumstances that could jeopardize our financial security. We do our best to save and invest so that we’ll have enough resources to fund the retirement we’re hoping for. Still, it’s easy … Read more
Here at AgingOptions we’re frequently asked for our view of home equity conversion mortgages, or HECMs – more commonly known as reverse mortgages. As the pandemic has upended the plans of many older workers, forcing some to retire before they had planned to, the idea of a reverse mortgage as a way to augment retirement … Read more
It’s no secret that the COVID-19 pandemic has had a global effect on every aspect of human life, but according to this article by Steven Reinberg at HealthDay, the coronavirus is also to blame for a historic drop in length and quality of life in the United States, the first drop on such a scale … Read more
People who smoke pay more for health insurance. People who drive sports cars pay more for car insurance. People who engage in what can be termed high-risk behavior, such as scuba diving or rock climbing, sometimes can’t get insurance at all. If all that’s true, argues the authoritative Kaiser Health News, why shouldn’t people who … Read more
Imagine your retirement. What do you see? Leisure, hobbies, travel, volunteering? The joy of unlimited free time? According to this recent article from NerdWallet, by reporter Liz Weston, most people envision retirement simply as the end of their working life, and so they plan financially based on how many upcoming years of leisure time they … Read more
The last thing anyone wants to be thinking about on that first visit to your aging parents after what seems an interminable pandemic is that they may need more help than you imagined. But according to this article we recently discovered on the Kiplinger website, by nationally-recognized financial planner Kara Duckworth, preparing yourself for that … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
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Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
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As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
