Over 90 percent of Americans want to grow old in their own homes reports an often-repeated AARP statistic, yet eight out of 10 will die in either a nursing home or hospital. You can age successfully at home but you are going to need help but help in the form of a live person might not … Read more
Prior to 1980, fewer than one in ten people were obese in Organization for Economic Cooperation and Development (OECD) countries. The U.S. is one of 34 advanced or emerging countries that make up the OECD. While weight gain provided a largely beneficial health consequence for several centuries, a significant percent of the world population no longer experiences … Read more
For years now, I’ve read with some disbelief articles about how the Boomers could expect a giant $27 trillion windfall from their parents. Sure enough, it’s not likely to happen. Part of that is that the postwar generation is pulling an Energizer Bunny and keeps going and going and going. The other part of that … Read more
A study out of the University of Missouri found that even if just one member of a senior couple stops driving, both individuals suffer the consequences. Because driving plays such a significant role in the American identity, the loss of independence can affect the emotional well-being of the non-driving partner. According to the study, even … Read more
Health care expenses are a key component to retirement expenses, representing the second highest share of household expenses (behind housing costs). When you are looking at expenses to determine whether you can afford to retire, a new report suggests that health care expenses break down into two categories. The report, put out by the Employee … Read more
Many Americans focus their retirement savings plans almost exclusively upon their 401(k) plans through their employer. But, high fees cost Americans tens of thousands of dollars over the course of their working lives. Those plans have costs that are deducted from your investment each year. According to online financial advisor, FutureAdvisor, a working couple could … Read more
When people think about retirement they usually think about their savings plans or where they’re going to go now that they have so much free time. You hear people say all the time that they are going to spend time with their family or get some fishing in. You might hear them say that they … Read more
Gray divorces, that is divorce between retirement age spouses with long-lasting marriages requires careful consideration and planning by both spouses. Generally, older couples aren’t worried about custody of the kid or kids but instead they need to worry about things like pensions. Roughly 1 in 4 divorces in 2010 occurred to people 50 and older … Read more
You probably know who you are going to leave Grandma’s pie plate to. You might even have plans for the grandchildren to have the summer cabin. But none of that matters if you haven’t take some proper steps to inform others of your intentions. The number one reason that most people die without having proper … Read more
This is a recent question from Elder Law Answers. My aunt lives with me and contributes to paying for bills, maintenance etc. She gave me $35,000 to help me buy the house initially. How do I protect her from losing benefits if she needs help with services and care down the road? Annie As long … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
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Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
