If you’re a Medicare Advantage beneficiary, there’s something coming soon to your mailbox – either by email or snail mail. It’s the Annual Notice of Change that your insurer sends you by September 30th each year. The purpose is so you can see how your plan will be changing in the year ahead, and in … Read more
We’re less than a month away from open enrollment season for the 2026 calendar year. That’s good news and bad news. The good news is that you can get a head start on choosing the Medicare plan that’s best for you for the upcoming year. By starting now, you can really do your homework – … Read more
The figures on home equity are pretty breathtaking. As the oldest baby boomers are about to turn 80 in the next few years, members of this huge generation (plus their older counterparts from the so-called Silent Generation) are sitting on half of the nation’s home equity. The estimated value, according to reports cited last year … Read more
So, you’ve finally retired. Congratulations – this day has been decades in the making! Now that your last day at the office, on the shop floor, or in the classroom is finally here, we have just one question: what do you want to do about your 401(k)? As recently as 2023, more than 71 million … Read more
Dozens of articles appear each week about the challenges of being a caregiver. We’ve shared many of these here on the Blog. But occasionally we encounter an article like this one from NextAvenue that tells a familiar story from a slightly different perspective. Articles like these help us understand the pressures of caregiving with greater … Read more
As John Lennon is often credited as having said, “Life is what happens when you’re busy making other plans.” Nowhere is that axiom truer than in retirement. While planning is essential, we have to remember that living well is the point. There comes a time when we need to be less obsessed with the details … Read more
Thinking about the future of Social Security reminds us of watching a disaster movie in slow motion. We know the two trains are going to collide or the ship is going to hit the iceberg, yet the Big Event is years in the future, approaching inexorably but at a snail’s pace. Meanwhile, those with the … Read more
Are retirees really “unretiring” and going back to work? Here at the Blog, we’ve read plenty of articles that suggest the answer is yes. Some have even referred to “the Great Unretirement,” asserting that many of those forced into retiring earlier than planned during the COVID pandemic have since dusted off their resumes and gone … Read more
Multigenerational, family-owned businesses are the stuff of American legend. Grandfather starts a small business that eventually thrives. His son or daughter steps up to work alongside the founder. Eventually the third generation – the grandkids – become involved. The American business landscape is filled with examples. But let’s face it – it doesn’t always work. … Read more
If you were to gather together a group of people on the cusp of retirement and ask them their number one concern, odds are most would answer, “Money.” The biggest worry most of us face as we contemplate retirement is the fear that we will outlive our resources. As Rajiv often says, none of us … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
