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Retirement Planning: Managing the Shift from Breadwinner to Retiree

Are you preparing for retirement? If you are, then it’s likely that your retirement planning has mostly involved finances. For most American workers, preparing for retirement means planning for that day when your financial situation makes it possible to say good-bye to that regular paycheck. If someone asks, “Are you ready for retirement,” what they … Read more

Entitlement Cuts are a Decade Away Unless Congress Acts

Whenever we read about entitlement cuts or the looming crisis with the Social Security trust fund, we confess to an overwhelming sense of déjà vu. After all, the topic of entitlement cuts and the urgent need to shore up the financial underpinnings of Social Security and Medicare have been in the news for years now, … Read more

For Security Plus Protection, a Life Insurance Retirement Plan is Worth Considering

Many people think of “retirement savings” and “life insurance” as two completely separate things – but that’s probably because they’ve never heard of a financial strategy called a life insurance retirement plan. Abbreviated “LIRP,” a life insurance retirement plan can offer a solid combination of benefits: secure savings plus the protection for your loved ones … Read more

When a Loved One with Dementia Spends Excessively, Families Suffer

Finances and dementia might make for good television comedy, but for families dealing with it every day it’s no laughing matter. That’s how nationally-known financial writer Richard Eisenberg begins this recent NextAvenue article about a difficult topic many families know all too well: the effect of cognitive decline on the spending habits of a beloved … Read more

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