On December 7th, open enrollment ends for 2025. That’s good news and bad news. The good news is that you still have time (but not much) t0 select the Medicare plan that’s best for you in 2025. The bad news: you’re still vulnerable to a host of fraudsters out there who use Medicare’s annual open … Read more
If the headlines and news articles are telling an accurate tale, many U.S. seniors are entering their so-called golden years in precarious financial shape. One example: we’ve recently come across a seeming barrage of articles about retirees and debt. It’s an important subject that we’ve written about in the past few weeks here on the … Read more
There are few things more dangerous to financial peace of mind than out-of-control debt. While that axiom might be true for most of us, it’s especially true for U.S. seniors, the majority of whom enter retirement in precarious financial shape to begin with. Between mortgage payments, car payments, consumer credit, and even student loans, older … Read more
Thanks to the growing popularity of services like Airbnb, the idea of vacationing in someone else’s home or apartment isn’t as unusual to us as it once was. But what about the idea of living for a short time in someone else’s home as a sort of temporary caretaker – maybe with some pet care … Read more
Whenever we read about entitlement cuts or the looming crisis with the Social Security trust fund, we confess to an overwhelming sense of déjà vu. After all, the topic of entitlement cuts and the urgent need to shore up the financial underpinnings of Social Security and Medicare have been in the news for years now, … Read more
If you were born between 1965 and 1980, plus or minus a few years, congratulations: you’re a part of Generation X. Most Gen X kids grew up in the shadow of their baby boomer parents and for decades have had to listen quietly as their parents, born in the late 1940s to mid-1960s, traveled an … Read more
Social Security fraud puts millions of beneficiaries at risk annually, and now the fraudsters have a new tool in their arsenal. A growing number of victims of Social Security fraud are falling prey to scammers using the latest weapons in the burgeoning field of artificial intelligence, or AI. AI has many valid uses and applications, … Read more
They’re called “the Sandwich Generation,” and demographers tell us that their ranks are growing. These are the Americans who are literally sandwiched between simultaneously caring for their young children and their aging parents. For millions of couples in their mid-30s to early 50s, that sandwich can often feel more like a vise. In a recent … Read more
Now that third quarter inflation figures are complete, it’s time for Social Security officials to calculate the annual COLA – the cost-of-living-adjustment. This year, as predicted, the gain that beneficiaries will see on their monthly benefits beginning in January is modest, calculated at an announced 2.5 percent. This annual announcement always generates plenty of press … Read more
If you’re “of a certain age,” you’ve likely wondered many times when you might be ready to retire. Certainly, there’s no shortage of articles that attempt to help you answer the question, “Am I ready to retire?” Sadly, while some of these articles might contain pearls of wisdom, many are either one-dimensional or self-serving, or … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
