Ah, retirement! It’s just one fancy meal and exotic trip after another, right? Well…maybe for a tiny handful of the über wealthy. For the rest of us, living in retirement means learning to compromise, improvise and economize, since there’s usually a limited amount of resources to spend on things that are purely fun. However, the … Read more
In recent years there has been no shortage of articles about the Home Equity Conversion Mortgage (HECM), better known as the reverse mortgage. At AgingOptions we read these articles with a great deal of interest, since questions about these powerful but misunderstood financial tools come up frequently in our LifePlanning Seminars and on our radio … Read more
The so-called “Fiduciary Rule,” an Obama-administration set of regulations designed to protect retirement savers from potentially unscrupulous financial advisers, may not be exactly dead, but it appears to be on life support. That’s the conclusion we draw from a pair of articles that appeared in the national press in recent days. The first article we … Read more
First, let’s consider the good news. Things are looking up on the marriage front, according to multiple researchers. The divorce rate among adults in the 25-39 year old age group went down between 1990 and 2015, dropping more than 20 percent. Among adults in their 40s, the divorce rate is up slightly, but overall is … Read more
The problem of elder financial abuse has been widely reported – in fact, we’ve published several articles about this tragic topic right here on our AgingOptions blog. Often the articles that warn about those who take advantage of seniors seem to concentrate on strangers – the scam artists on the phone or the bogus general … Read more
By Kirk Larson Social Security Washington Public Affairs Specialist Between April 2018 and April 2019, Medicare will mail new Medicare cards to help protect you and your clients from identity theft. Fraudsters are always looking for ways to get your Social Security number. The Centers for Medicare and Medicaid Services is removing Social Security … Read more
The statistics are sobering: more and more seniors are entering retirement burdened with debt. As a result, many of these aging Americans are literally dying broke, with little of their financial lives remaining but unpaid bills. That means a growing number of adult children are suddenly becoming heirs to an estate ladened with debt, and … Read more
Every few months, a flurry of news articles appears that tells the same sad tale: Americans simply aren’t saving enough to enjoy any kind of freedom in retirement. But our attention was recently drawn to this comprehensive article on the subject of retirement savings that we found on the GOBankingRates website. In the midst of … Read more
By Kirk Larson Social Security Washington Public Affairs Specialist Every day thousands use it to do business with Social Security. We strive to offer the kind of services that meet people’s needs. And sometimes you want fast and direct answers over the phone. We have that option. You can call us toll free at … Read more
The benefits of home ownership have been emphasized so strongly through the years that few of us question the notion that it’s always better to buy a home than to rent one. But every so often a financial expert comes along who challenges that conventional wisdom. This recent article from the USNews website is a … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
