Multigenerational, family-owned businesses are the stuff of American legend. Grandfather starts a small business that eventually thrives. His son or daughter steps up to work alongside the founder. Eventually the third generation – the grandkids – become involved. The American business landscape is filled with examples. But let’s face it – it doesn’t always work. … Read more
If you were to gather together a group of people on the cusp of retirement and ask them their number one concern, odds are most would answer, “Money.” The biggest worry most of us face as we contemplate retirement is the fear that we will outlive our resources. As Rajiv often says, none of us … Read more
Here on the Blog, we talk frequently about some of the different living options available to seniors. For those who are independent and financially secure, a continuing care retirement community, called a CCRC, can be a worthwhile choice. (We wrote about some of the benefits of life in a CCRC on the Blog last year.) … Read more
Type the words “financial planner” into your search engine and you’ll get well over two and a half million hits. Face it – many people (perhaps even most people) would benefit from the services of a qualified financial planner, but when it comes to selecting the right one, we’re stumped. Make no mistake: choosing the … Read more
This week on the Blog, we’re focusing our attention on the important topic of financial planning. We have one article on how to select a planner, while another gives us a real-life example of how the right planner can evaluate our retirement goals and show us the course corrections we need to make to attain … Read more
Being out of work is one of life’s more traumatic experiences. What’s worse is when the weeks of unemployment stretch into months, especially for workers who are older. Extended unemployment for workers in their 50s and 60s can completely upend retirement plans and force people to make financial decisions they never thought they would have … Read more
Amid all the controversy regarding the crafting and eventual passage of President Trump’s signature piece of legislation, dubbed “One Big Beautiful Bill,” perhaps the most contentious issue concerned proposed new work requirements for those receiving medical coverage through Medicaid. Now that the bill is law, we’re getting a clearer picture of just what those requirements … Read more
When it comes to our personal finances, there’s an old saying: if you find yourself in a deeper and deeper hole, the first step is to stop digging. Many of our financial problems are self-imposed, and the list of poor fiscal habits is depressingly familiar. We live beyond our means. We fail to save. We … Read more
Depending on where you live in the U.S., your estate might be subject to state taxes after you die. Twelve states (including our own Washington State) plus the District of Columbia charge estate taxes, and each has its own rules, exemption levels, and tax rates. However, when it comes to federal estate taxes, the same … Read more
(Note to our Blog readers: we first posted this article about a month ago. We are re-posting it this week as part of our focus on estate taxes.) ——————- “Our new Constitution is now established, and has an appearance that promises permanency; but in this world nothing can be said to be certain, except death … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
