Serving as an unpaid caregiver for a loved one is often described as a labor of love. However, as many American women in the workforce can attest, it is also incredibly demanding labor. This dual role as both a dedicated employee and a primary caregiver is effectively the same as working two full-time jobs. We … Read more
The old adage reminds us that “those who fail to plan, plan to fail.” This sentiment is undeniably true in the arena of retirement planning. It helps explain a dismal statistic often cited by Rajiv Nagaich: while 90 percent of seniors hope to age in place, only about 30 percent actually live out their lives … Read more
Every so often, a story comes across our desks that demands our full attention. We experienced that late last year when we first encountered this deeply moving column in the Wall Street Journal. It chronicles the lives of Glenn and Karen Ruffenach, a couple who meticulously designed their golden years, only to have those plans … Read more
Why are so many older professionals staying on the job years longer than previous generations? The reasons for delaying retirement are often deeply personal. Some employees continue working out of financial necessity, while many others choose to stay because their careers provide a steady paycheck and the immense satisfaction of being valued for their expertise. … Read more
Aging in place is frequently viewed as the ultimate benchmark for a successful retirement. Most seniors find this perspective accurate because too many men and women are forced into institutional care against their wishes. As Rajiv Nagaich often emphasizes, proactive planning allows seniors to live happily in their chosen homes while receiving necessary care. However, … Read more
For seniors who cannot age in place or simply prefer not to, adult family homes offer a popular and intimate alternative. These privately run facilities, which often go by the name group homes, are typically situated within large single-family houses where roughly half a dozen residents share common living spaces. They provide a distinct, home-like … Read more
Could a CCRC – a continuing care retirement community – be the best of both worlds when it comes to senior living? The answer is, maybe – but there are drawbacks, including high costs, to consider. Aging in place may be the stated desire of the vast majority of retirees, yet while growing old at … Read more
For seniors who need extra care, yet want to maintain some degree of independence, assisted living has emerged as a popular option. Data suggests that about 800,000 older adults resided in assisted living facilities in 2024, and about half of these residents are 85 and older; these numbers have no doubt only increased over the … Read more
It is human nature to avoid difficult discussions, especially when they involve the health and future of our loved ones. However, delaying these talks can inadvertently put your family at risk. Procrastination often leads to making high-stakes decisions during a crisis, when time is short and emotions run high, rather than in a calm environment. … Read more
For most of us, our first true “rite of passage” into something like adulthood was getting our driver’s license. While times have changed somewhat, it’s probably still true that your driver’s license – more than anything else you carry in your wallet or purse – symbolizes freedom and independence. Even if we spend all our … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
