The figures on home equity are pretty breathtaking. As the oldest baby boomers are about to turn 80 in the next few years, members of this huge generation (plus their older counterparts from the so-called Silent Generation) are sitting on half of the nation’s home equity. The estimated value, according to reports cited last year … Read more
If we were to pick a theme song that exemplifies the baby boomers’ approach to retirement, we would probably choose the Frank Sinatra hit, “I Did It My Way.” Face it, the baby boomers – the oldest of whom is about to turn 80 – don’t want to be told what to do. They prefer … Read more
As the U.S. population ages, demand for assisted living and skilled nursing care is sure to grow. But there’s an obvious problem that care providers must solve: a chronic and growing shortage of workers to fill positions as critically-needed caregivers. Industry executive Cliff Porter was quoted in an early-2025 article from trade source Provider magazine … Read more
Housing costs are rising rapidly, pricing many young families out the market or trapping them in homes they’ve outgrown. Meanwhile, aging parents, determined to age in place independently, are finding it tough to sell the family home and buy a house that fits their needs, in a location they like, and at a price they … Read more
Here on the Blog, we talk frequently about some of the different living options available to seniors. For those who are independent and financially secure, a continuing care retirement community, called a CCRC, can be a worthwhile choice. (We wrote about some of the benefits of life in a CCRC on the Blog last year.) … Read more
All too many people approach their retirement years with a kind of “wishful thinking” attitude. They spend their working years avoiding the kind of holistic planning that experts like Rajiv Nagaich advocate, preferring instead to imagine that all will somehow turn out well in the end. That’s one reason why, as Rajiv often reminds us, … Read more
For seniors who need extra care, yet want to maintain some degree of independence, assisted living has emerged as a popular option. Data suggests that about 800,000 older adults currently reside in assisted living facilities, and about half of these residents are 85 and older. The ideal candidate for assisted living care is a senior … Read more
There are two realities facing most seniors today. One is that the odds are good we’ll need long-term care someday. The other is, it’s going to be expensive. We’ve written articles here on the Blog before about how to pay for long-term care, but it’s clearly a topic worth revisiting because few of us will … Read more
We write a lot here on the Blog about aging in place. The “why” of aging in place is obvious – our home is familiar and we want to preserve our independence as long as we can. But it has been a while since we talked about the “how” of aging in place. The specific … Read more
Each year in November, we observe National Family Caregivers Month, a time to recognize and honor family caregivers across the country. But the truth is, every month should be Family Caregivers Month, since they are in every sense of the word the backbone of senior home care. We imagine most caregivers quickly become very familiar … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
