The notion of a “digital divide” has been part of American culture for decades. Sources trace the first use of the phrase to the days of the Clinton Administration in the 1990s. In fact, the phrase made its way into President Clinton’s final State of the Union address in 2000. In those early digital days, … Read more
Our Resolution: Make 2026 The Year You Create a Truly Complete Retirement Plan There’s something compelling about the idea of making New Year’s resolutions, isn’t there? With the turning of the calendar, a brand-new year begins, unmarred by past mistakes, filled with promise and opportunity. Many of us will pause sometime during the first days … Read more
Our Resolution: Make 2026 the Year You Take Action to Avoid Becoming a Caregiving Burden to Those You Love It is often said that experience is the best teacher. It’s all well and good to read about something, but actually living through it provides wisdom that can’t be duplicated. Today we’re bringing you a powerful … Read more
Editor’s note: Rajiv Nagaich is known throughout the nation as a tireless advocate for a unique perspective on long-term care planning. In over two decades of practice, Rajiv has noted with dismay how frequently the passionate desire of seniors to grow old in the familiar surroundings of home are overruled by well-meaning family members and … Read more
It’s no accident that, for many seniors, “retirement” and “relocation” often go hand in hand. As the old cliché has it, retirement is typically thought of as a time to be footloose and fancy free. In other words, it’s that time when you can finally live however and wherever you please. (Moving in retirement is a frequent topic here on the Blog. For more … Read more
If we were to pick a theme song that exemplifies the baby boomers’ approach to retirement, we would probably choose the Frank Sinatra hit, “I Did It My Way.” Face it, the baby boomers – the oldest of whom is about to turn 80 – don’t want to be told what to do. They prefer to make their own … Read more
“Those who fail to plan, plan to fail,” as the old adage reminds us. Certainly, that’s true in the arena of retirement planning. How else to explain the dismal statistic, so often cited by Rajiv Nagaich, that – despite the fact that 90 percent of seniors hope to age in place – only about 30 … Read more
According to published statistics, roughly 7 ½ million Americans currently have long-term care insurance policies in force. Yet other data suggests that about 70 percent of Americans will need some form of long-term care at some point in their lives. There’s clearly a major disconnect between preparation and expectation. That’s why our focus this week … Read more
Is a reverse mortgage right for you as a way to cover retirement expenses, including long-term care costs? We’ve asked that question many times here on the Blog, and the answer is always the same: “Maybe.” The fact remains that a reverse mortgage isn’t right for everyone, but it might be an excellent option for … Read more
This week on the Blog, we are shining the spotlight on long-term care, with a specific focus on how to pay for it. But another aspect of long-term care that should also be of concern comes down to the issue of availability. The key question: will high-quality care be there for you and your family … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
