Seniors are the fastest growing segment of the U.S. population – and investors smell an opportunity. Across the country, there’s a growing trend: venture capital groups and others with little or no senior housing experience are buying up retirement communities. One result is that these new owners frequently hike the rents drastically, leaving long-time residents … Read more
Is a reverse mortgage right for you as a source of retirement income? We’ve asked that question many times here on the Blog, and the answer is always the same: “Maybe.” The fact remains that a reverse mortgage isn’t right for everyone, but it might be an excellent option for you – provided you research … Read more
Dealing with the loss of a loved one is one of the most painful experiences life can bring. But what if that loss takes place while our loved one is still here? We’ve written many articles here on the Blog about the devastating effects of Alzheimer’s disease and other forms of dementia. Many of these … Read more
Clutter! It’s the nemesis of a high percentage of American homeowners – including our aging parents. Like us, many if not most of our moms and dads have too much stuff crowded into too little space. That clutter might merely be a nuisance while they’re in good health. But when our parents have to move … Read more
Based on a highly unscientific advertising survey, we would conclude that most marketing for retirement planning services – including ads for financial planners, insurance agents, and estate planning attorneys – is aimed at couples. Statistically, that makes some sense, since the majority of U.S. adults (about 60 percent of those 35 and older) are married … Read more
As Rajiv frequently reminds us, the choices we make about our housing in retirement are crucially important. Staying in an unsafe house for too long can put us at risk of harm. Packing up and moving too hastily can be a costly mistake. Buying that so-called “dream home” can leave us with a hefty mortgage … Read more
A pair of news articles this week have reminded us of two facts related to caregiving: the number of those providing care for loved ones is growing, and so are the emotional, physical and financial struggles they face. Pinning down accurate statistics on just how many family caregivers there are in the U.S. is a … Read more
Here at the Blog, we’re always on the lookout for articles about senior housing. As Rajiv often says, many if not most of the hard choices we’ll face as we age are related to housing. If a health setback or a financial pinch forces us into lifestyle changes, selecting the right place to live will … Read more
Here at the headquarters of the Blog, we scour the web every week for articles to share. In doing so, we’ve noticed a trend: almost every other day, someone will publish a new list of “Best Places to Retire.” The choices, not to mention the underlying criteria, can seem a bit overwhelming. There are “Best … Read more
The figures on home equity are breathtaking. As the oldest baby boomers are about to turn 80 in the next few years, members of this huge generation (plus their older counterparts from the so-called Silent Generation) are sitting on half of the nation’s home equity. The estimated value, according to recent reports cited by USA … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
