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Should I Use A Will Or A Trust?

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                                                                                            Will or Trust?  The issue has been raised as to whether a will or a living trust would be most appropriate in a particular situation. The following is a general explanation which outlines the advantages and applicability for both.     © 2011 Rajiv Nagaich Wills and Trusts both accomplish the same goals, but differently. … Read more

Letting a Computer Plan Your Estate: Is It Worth the Risk?

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Software programs and Web sites selling customized, do-it-yourself wills and other estate planning documents seemingly offer a cost-effective and convenient alternative to visiting an estate planning attorney. After all, does anyone really want to discuss their dying wishes and health care directives with a perfect stranger? On top of that, most people are wary of … Read more

Two Tax Court Decisions Clarify When Long-Term Care Expenses Are Deductible

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Long-term care can be very expensive, but many long-term care expenses can be deducted from your taxes. Two important recent decisions by the U.S. Tax Court provide guidance on when caregiving services are deductible. In one decision, the court ruled that payments to non-medical caregivers are still deductible as medical expenses; in the other, the … Read more

Over Half of Alzheimer’s Cases May Be Preventable, Say Researchers

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July 20, 2011 – Over half of all Alzheimer’s disease cases could potentially be prevented through lifestyle changes and treatment or prevention of chronic medical conditions, according to a study led by Deborah Barnes, PhD, a mental health researcher at the San Francisco VA Medical Center (SFVAMC). The research was presented yesterday at the Alzheimer’s … Read more

A Quality of Life Perspective

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 Nurses and Therapists Collaborate to Help Mrs. Wilson Manage Her Illnesses, Avoid Institutional Care and Live Independently at Home with Her Husband The Patient: Grace Wilson (not her real name) is in her late 70s and lives in Washington’s Eighth Congressional District. She suffered from multiple medical complications, including encephalopathy (brain dysfunction) and diabetes. She was … Read more

Caregiving With Your Siblings

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I remember a classic Smothers Brothers comedy  bit from their TV show in the 60’s (uhh, yes…that would be the 1960’s) when I was a teen,  in which Tommy turns to his brother Dick and utters what came to be one of those ubiquitous catch-phrases of the era… “Mom always liked you best…”  Now  that I, and … Read more

Concerns About Costs Rise With Hospices’ Use

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Over the 28 years that Medicare has reimbursed providers for hospice services, it has been praised for giving critical medical and emotional support to dying patients and their families. When properly used — that is, at the very end of life — hospice care also has saved the government money. Providing dying patients with palliative … Read more

Beware "Living Trust" Scams

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Around this time of year, unscrupulous companies step up their efforts to market costly living trusts to older Americans — arrangements that may actually undermine the buyer’s economic security. According to the AARP, the Federal Trade Commission (FTC), and a number of state attorneys general, these high-pressure con artists have built an industry around older … Read more

Safe Harbor Trusts

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Traditional Estate Planning is based on notions that may be out of sync with today’s realities. They deal with the notion that estate planning should be undertaken for the benefit of removing the troubles for the heirs; the assumption being that one will go to sleep and never wake. This article talks about how Safe Harbor Trusts can help with these problems.

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