Saving for retirement is on the rise. That’s good news. But too many seniors are undercutting their own retirement plans by treating their retirement accounts as an emergency fund. This recent article on the CNBC website points out the dangers in this shortsighted lack of planning. As the opening sentence of the CNBC article succinctly … Read more
Unnecessary, unsuitable, even deadly – just some of the terms used to describe prescription drugs being given to elderly patients in the nation’s hospitals. Yet the practice of over-prescribing drugs to seniors continues, sometimes with deadly results. This is the conclusion in a recent article we discovered on the website of the authoritative Washington Post. … Read more
“The health care bureaucracy is crippling. There are lots of layers to get to the right person. So you end up paying bills just because you’ve run out of energy.” Those sobering words from a 62-year-old retired teacher in Washington, D.C., sum up the dilemma many patients find themselves in as they try to work … Read more
There’s a brand new report just released that contains sobering news for anyone about to retire, and we’ve run across several articles in major news outlets about it. Here’s the bottom line: new estimates state that a 65-year-old couple retiring this year will need a whopping $260,000 to cover their health care costs in retirement. … Read more
You may have heard the news a few months ago that the U.S. Department of Labor had finally released what is commonly being called “the fiduciary rule.” This is a new set of guidelines that covers virtually all investment brokers and financial planners in the nation. The 1,000-page law, set to take effect in April … Read more
Anyone who has cared for an aging loved one understands the worry about their daily finances. Age-related impairment can often show up first in the financial arena, causing an aging Mom or Dad to start forgetting important details about their money. This creates worries for the kids. Are your parent’s bills getting paid? Are they … Read more
Sometimes the simplest ideas are the best – a statement that can certainly be true in retirement. With that in mind we were drawn to this recent article on a website called “Real Deal Retirement” with the title, “How to Live a Longer and Happier Retirement.” Who wouldn’t want the answer to a promise like … Read more
If you’ve shopped for a new car recently, or read any of the automotive journals, you know that technological advances in vehicle design are exploding. In the past the focus of new automotive technology seemed to be purely on higher gas mileage and lower emissions, but today’s new cars have become rolling showcases of digital … Read more
One of our chief priorities as we work for our clients here at AgingOptions is helping them protect their assets in retirement. It’s all well and good to save money while you’re working, but if you haven’t planned carefully to make your assets last, you may very likely find yourself outliving your resources. This forces … Read more
Nearly 13 million seniors are hospitalized each year. That’s a big number – but what’s worse is that many of these patients will suffer lasting damage from their hospital stay. That’s because most hospitals are not designed with the needs of seniors in mind. But a relatively small number of pioneering hospitals is changing that, … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
