By Rajiv Nagaich, CAP, Fellow Editor’s Note: This article originally appeared in the July 2023 edition of NAELA News Online Ultimately, outside of the legal work clients seek us out for, the core issue for every retiree is housing — even if they do not realize it during the planning stages. Every elder law attorney … Read more
We wrote this article together knowing we are both firm believers in the benefits of family meetings for our clients, yet we do not totally agree on how a family meeting should look or be carried out. If you do not already, we both hope you will consider making family meetings a part of your … Read more
Diversity of perspective is NAELA’s superpower. Let’s make the most of it. Twenty-three years ago, I met my future father-in-law in a nursing home. That was the first time I had set foot in a nursing home, and it was also the day I had my life in America turned upside down. At the time … Read more
What is your most important asset as you enter retirement? Is it your home? Is it your financial portfolio? Is it your long-term care policy? Is it your close-knit family? No, no, no, and no. Your most important asset in retirement will prove to be your health. Your ability to live your retirement dreams is 100 … Read more
Traditional Retirement Planning Advice Isn’t Getting the Job Done In my book, my seminars, my radio show, and my workshops, I cite statistics about the effectiveness of traditional retirement planning advice that many people find shocking. Here are just a few examples: Even though most retirees hope to draw their last breath in the home they … Read more
As an elder law attorney, nearly all the work I do with my clients is facilitated by members of their family. Family members are often the people who call me about their elderly loved ones. Family members bring their loved ones to meetings. Family members are the ones who provide care. The family is the … Read more
Why is someone who creates legal documents for a living speaking out about the shortcomings of estate planning? I have spent that last two decades watching people, including those with seemingly airtight estate planning documents , end up broke, a burden on their families, and forced into institutional care. The same thing that happened to my … Read more
When you think of the term “retirement planning,” what comes to mind? For most Americans, financial planning is what comes to mind. In our country, retirement planning is synonymous with financial planning. Don’t believe me? Google the term “retirement planning” and see what comes up. When I Googled the term recently, I got 594 million … Read more
If your goal is to age at home, a health problem during your retirement years can create a housing crisis if you can’t come home because you are incapacitated by an illness or injury. You could be forced into institutional care against your will. Do you think I’m exaggerating? I’m not. As an elder law attorney, … Read more
I am an elder law attorney. I practice a type of law that often involves helping people pay for long-term care. Since I’m often intimately involved in the process of determining where an older adult will live, I consider myself also in the housing business. An older adult’s health problem almost always creates a housing … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
