For those whose estates are on the larger side, the federal estate tax can be a looming threat. That’s because the tax rates start at 18 percent and rise rapidly from there to top out (currently) at 40 percent. That represents a big, fat check for your estate to write to Uncle Sam. As we … Read more
Estate planning is an essential component of preparation for a happy and secure retirement. Sadly, all too many Americans ignore estate planning altogether, imagining – somehow – that everything will work out magically for their heirs once they pass from the scene. In fact, those heirs are the ones who will have to clean up … Read more
Do you love the holiday season? Sadly, so do scammers and fraud artists. In fact, these sophisticated thieves will often tailor their approach to match the mood of the holidays, capitalizing on the fact that we all get a little rushed and a bit distracted during these busy weeks. On top of that, we’re more … Read more
The build-up seemed endless. The countdown went on for months. Then, at long last, barely six weeks ago, the U.S. finally held the 2024 Presidential election, which not only handed the White House over to the GOP but also tipped the Senate to the Republicans while preserving – just barely – Republican control of the … Read more
As you’ve peered into the future in preparing your estate plan, you might have decided that the estate tax isn’t something you’ll have to worry about. After all, you’ve probably reasoned, the federal estate tax doesn’t even kick in until your estate value approaches $13 million, and you’re nowhere near that level. You should be … Read more
If you’ve been frustrated by long wait times and delays trying to get through to the folks at the Social Security Administration, better brace yourself. Those delays could soon be getting a lot worse. Anyone who pays attention to the peculiar institution called the U.S. House of Representatives knows that battles over government funding are … Read more
For as long as most of us can remember, people have quoted the familiar phrase, “Cash is king.” Well, based on current retail trends, we’re going to have to change our tune. A growing number of businesses – not to mention many city festivals and even some national park sites – are saying a loud … Read more
Ask any ten people what the best strategy is for claiming Social Security and you’ll likely get ten different answers. The decision on when to file is filled with what-if scenarios and “on-the-other-hand” arguments. Ultimately, it’s a highly individual decision. The best answer is the one that fully addresses your particular situation and, if you’re … Read more
Dozens of articles appear each week about the challenges of being a caregiver. We’ve shared many of these here on the Blog. But occasionally we encounter an article like this one from NextAvenue that tells a familiar story from a slightly different perspective. Articles like these help us understand the pressures of caregiving with greater … Read more
Is early retirement on your wish list? Millions of workers will answer yes to that question. In this CNBC article from 2022, the younger the worker, the earlier they hoped to retire, from an average planned age of 59 for those under 40 to age 68 for baby boomers, most of whom are no doubt … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
