(EDITOR’S NOTE: This is a breaking news story that was announced as this week’s Blog articles were being prepared. We’ll watch for further developments in the coming days.) In yet another high-profile policy reversal, the Social Security Administration has announced an abrupt change in their so-called “clawback policy.” We first brought you this story on … Read more
Social Security is an indispensable part of the economic security of tens of millions of beneficiaries. Politicians of every stripe seem to outdo themselves promising to protect and defend Social Security benefits. For decades the program was referred to as “the third rail of American politics” – touch Social Security and you die. So, if … Read more
If the headlines and news articles are telling an accurate tale, many U.S. seniors are entering their so-called golden years in precarious financial shape. One example: we’ve recently come across a seeming barrage of articles about retirees and debt. It’s an important subject that we’ve written about often, including this article we posted here on … Read more
As seniors do their estate planning, one key question that arises involves how to bequeath individual retirement accounts, or IRAs. While some assets can be passed along to heirs seamlessly, many IRAs are in a much different category in the eyes of Uncle Sam. To make matters more confusing, rules governing IRA inheritance seem to … Read more
Personal coaching – also called life coaching – has become a burgeoning career field in the past few decades. It’s hard to get accurate statistics, but some sources say personal coaching (of all types) is a $4.5 billion industry with (as some report) at least 70,000 practitioners. The actual figures may be far higher. Why … Read more
We’ve written several articles about choosing the right person to serve as your financial POA – your power of attorney. But what if the person a loved one has selected to serve in that capacity is you? If you’re someone’s POA, you’re going to be faced with a host of decisions. Are you managing finances … Read more
Just a few weeks back, in this article on the Blog, we shared the unwelcome news that the Social Security Administration was changing their rules about verifying personal identification over the phone. The upshot of the new rules was that tens of thousands of people applying for benefits or making changes would henceforth be required … Read more
There’s an old joke that says, “When the going gets tough, the tough go shopping.” Our observation: not these days. Surveys of so-called consumer confidence seem to suggest that many Americans are taking a cautious approach to spending in these turbulent times, and that seems to go double for retirees. Inflation remains stubbornly high. The … Read more
It seems as though the phrase “unprecedented volatility” has been used a lot in recent years to describe the behavior of the stock market. But few periods have seen the kind of stomach-churning swings like those of the recent days since President Donald Trump announced – then delayed – the imposition of his sweeping tariff … Read more
If you’re an adult approaching retirement – or already there – it seems you hear the warning bells everywhere you turn. Long-term caregiving costs are rising, and seniors and their families need to do all they can to get their care plans in place. Whether you pay those caregiving costs through savings, insurance, the sale … Read more
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