As John Lennon is often credited as having said, “Life is what happens when you’re busy making other plans.” Nowhere is that axiom truer than in retirement. While planning is essential, we have to remember that living well is the point. There comes a time when we need to be less obsessed with the details … Read more
If you’re a Medicare Advantage client, chances are good that you receive frequent phone calls, post cards, and letters inviting you to schedule an in-home medical screening visit. These visits are offered at no charge, sometimes by third-party contractors, and are described as a valuable service to help you receive the personalized care you need. … Read more
Beginning next year, in a pilot program being tested in six states – including Washington State, home to Life Point Law and AgingOptions – people enrolled in traditional Medicare will be faced with the requirement to get advanced approval, called prior authorization, for some procedures. Federal officials will contract with private firms who will use … Read more
If we were to pick a theme song that exemplifies the baby boomers’ approach to retirement, we would probably choose the Frank Sinatra hit, “I Did It My Way.” Face it, the baby boomers – the oldest of whom is about to turn 80 – don’t want to be told what to do. They prefer … Read more
Editor’s Note: Then following article was posted on the Blog last month. We’re re-posting it this week in honor of Rajiv’s special guests – a couple who for five decades has demonstrated the staying power of love and commitment. This is definitely worth another read! ——————————- Last month here on the Blog, we shared an … Read more
As the U.S. population ages, demand for assisted living and skilled nursing care is sure to grow. But there’s an obvious problem that care providers must solve: a chronic and growing shortage of workers to fill positions as critically-needed caregivers. Industry executive Cliff Porter was quoted in an early-2025 article from trade source Provider magazine … Read more
Amid all the controversy regarding the crafting and eventual passage of President Trump’s signature piece of legislation, dubbed “One Big Beautiful Bill,” perhaps the most contentious issue concerned proposed new work requirements for those receiving medical coverage through Medicaid. Now that the bill is law, we’re getting a clearer picture of just what those requirements … Read more
Imagination is a wonderful thing. Sometimes our imagination can take us on flights of fancy into dream worlds that could never really exist in real life. Imagination is what allows us to daydream and to create. But our imagination can also be a productive real-life tool if we put it to good use. For example, … Read more
Do you want to live to be 100 years old? If living longer is your goal, then your odds are improving. According to the National Council on Aging, the U.S. is home to nearly 105,000 centenarians – and believe it or not, says Pew Research, that figure is projected to quadruple over the next 30 … Read more
There are two realities facing most seniors today. One is that the odds are good we’ll need long-term care someday. The other is, it’s going to be expensive. We’ve written articles here on the Blog before about how to pay for long-term care, but it’s clearly a topic worth revisiting because few of us will … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
