When it comes to deciding how and where we want to live when we retire, one of the words we hear most often is “downsizing.” It almost seems as if selling your larger home and moving into a smaller domicile was some sort of retirement rule. The reality, however, is not that simple, as this … Read more
Last fall, in its October 2017 issue, the authoritative magazine Consumer Reports ran a very intriguing and insightful cover story. The photo showed the hand of a frail senior being tenderly held by a much younger hand, beneath the headline, “Who Will Care for You?” The subtitle said, “Understanding the facts about elder care and … Read more
Nearly three-quarters of senior Americans want to live in their own homes as they age – but less than one percent of American housing stock is properly equipped to accommodate them. That’s just one finding that grabbed our attention from a comprehensive study by Harvard University called “Housing America’s Older Adults.” It’s a long report … Read more
The housing choices for aging seniors have traditionally fallen into one of two categories: either living at home (including with a family member) or living in some sort of retirement home. Increasingly, however, seniors and their families are turning to a third “in-between” option. They’re choosing what many refer to as adult foster homes. A … Read more
An eye-opening article just published on the website of Kaiser Health News reveals a troubling fact which most U.S. nursing homes would rather hide: the staffing levels at more than 14,000 facilities nationwide turn out to be far lower than the levels these nursing homes had previously reported to the federal government. The result, says … Read more
If you’ve heard our AgingOptions radio program, read our blog or attended a LifePlanning Seminar, this statement should sound familiar: one of the things seniors fear most is being forced late in life into institutional care against their wishes. We would add a corollary to that statement to say that, given a choice, older people … Read more
People relocate all the time to be closer to family. It’s certainly not unusual to think about aging parents moving to another community – or another state – to be closer to their adult children and their grandchildren. Traditionally, the image in our minds used to be that of a couple in their 70s moving … Read more
So you think you know all there is to know about reverse mortgages? So did we, until we took this reverse mortgage quiz that we found in a just-published article from the highly respected financial website Kiplinger. This quiz was written by well-known retirement writer Jamie Hopkins, Professor of Retirement Income Planning at the American … Read more
Have you heard the term “the graying of America”? It’s a description of the fact that the median age in the U.S. is rising. As baby boomers – that huge group of babies born between the mid-1940’s and the early 1960’s – get older, so does the country. According to an article in the Fiscal … Read more
We’ve run quite a few articles on our AgingOptions Blog about the role of caregivers in today’s society. But this recent column from the Huffington Post really grabbed our attention, not so much because in contains new information, but because it’s written squarely at tomorrow’s generation of caregivers: the millennials, those born between the early … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
