As Rajiv frequently reminds us, the choices we make about our housing in retirement are crucially important. Staying in an unsafe house for too long can put us at risk of harm. Packing up and moving too hastily can be a costly mistake. Buying that so-called “dream home” can leave us with a hefty mortgage … Read more
Are you newly retired and considering a move? Whether you’re drawn by better weather, lower costs, or proximity to kids and grandkids, plenty of your fellow Americans traditionally use their retirement as the perfect reason to pull up stakes and try something different in a brand-new location. The U.S. Census Bureau pegs the number of … Read more
Clutter! It’s the nemesis of a high percentage of American homeowners – including our aging parents. Like us, many if not most of our moms and dads have too much stuff crowded into too little space. That clutter might merely be a nuisance while they’re in good health. But when our parents have to move … Read more
Just last week here on the Blog, we brought you an article suggesting that aging in place, while the preferred choice of about 9 out of 10 seniors, might not be right for everyone. This week, we’re bringing you the other side of the coin, in a sense. It’s an article pointing out that the … Read more
Aging in place is usually considered as the ultimate goal of a successful retirement. For most seniors, that notion is probably accurate: too often, aging men and women are forced to move into institutional care against their will. As Rajiv Nagaich frequently points out, careful planning can often allow seniors to age happily in their … Read more
If the idea of mortgages for seniors seems strange to you, that’s understandable. Most people taking out home loans these days are well short of their retirement years, but surprisingly not all. In 2021, buyers 65 and older accounted for roughly one-eighth of all mortgages originated. Whether downsizing, upsizing, moving across town or heading for … Read more
Is a reverse mortgage right for you as a source of retirement income? We’ve asked that question many times here on the Blog, and the answer is always the same: “Maybe.” The fact remains that a reverse mortgage isn’t right for everyone, but it might be an excellent option for you – provided you research … Read more
If you’re like most seniors, the thought of moving out of your present home fills you with dread – particularly if you’ve lived there for a decade or three. You might have a strong wish to downsize or to move to a condo or a continuing care retirement community (CCRC), but the prospect of attacking … Read more
If you’re old enough to have a clear memory of the 1980s – not that long ago, we hear you say – then you recall the television hit “The Golden Girls.” This sitcom ran for seven seasons and racked up a long list of awards, due in large part to its ensemble cast of accomplished … Read more
When a loved one goes on Medicaid for long-term care, the assumption (especially if that person is widowed or otherwise single) is that their resources are meager. Since family and friends may want to help out with “a little extra” to make the Medicaid beneficiary’s life a bit more pleasant, the question immediately arises: is … Read more
Will your plan for retirement lead to disaster if your health fails? Will you end up forced into institutional care, go broke paying for care, or become a burden on your family?
For millions of Americans, the answer is yes. This video explains why retirement turns into a nightmare for so many people and how completing this course can keep these nightmares from happening to you.
Save $4 when you buy the Master Your Future Bundle. Includes the first edition of the Master Your Future LifePlanning Workbook, which offers step-by-step guidance to create your LifePlan for retirement, and the Master Your Future Program DVD, the groundbreaking public television special that offers a stark lesson in the dismal state of retirement planning in America--and what to do about it.
Create your LifePlan for retirement in a live online classroom setting led by elder law attorney Rajiv Nagaich or another experienced LifePlanner. Includes five two-hour sessions, plus access to AgingOptions Academy, a one-year membership to AgingOptions Portal, a Master Your Future LifePlanning Workbook, a one-on-one session to review your LifePlan Blueprint, and access to exclusive offers on legal documents, facilitated family meetings, and more.
Since the AgingOptions Radio Show first began airing in the Pacific Northwest in 2006, elder law attorney Rajiv Nagaich has been helping people answer some of life’s toughest questions. In this comprehensive anthology, drawn from thousands of hours of AgingOptions Radio Show broadcasts, listen to Rajiv Nagaich answer callers’ questions about retirement planning. His answers are packed with important nuggets of information that will help you create your own LifePlan for retirement. It’s a recording you’ll want to listen to again and again.
Elder law attorney Rajiv Nagaich is known as much for his riveting presentation style as he is for his sage advice. Audiences everywhere love hearing Rajivisms, those bursts of powerful retirement planning wisdom delivered with unexpected wit that often make you laugh out loud. This DVD collection of Rajivisms is loaded with actionable advice you can use right now to make your retirement plan better.
As an elder law attorney, Rajiv Nagaich has spent more than two decades helping older adults and their family caregivers cope with retirement plan failure. Despite doing exactly what their trusted advisors had told them to do—enrolling in Medicare, saving plenty of money, buying long-term care insurance, and creating an estate plan—Rajiv's clients found themselves forced into institutional care, assets lost to unplanned care costs, and a burden to their families. In Your Retirement: Dream or Disaster, you will learn the shocking truth about why this happens—and what you can do to avoid it. This book is a must read if you want to avoid the hidden traps in retirement planning advice that turn life into a living nightmare for 70% of Americans.
What does it take to avoid the nursing home, avoid going broke and avoid burdening your family during your retirement years? That’s the question elder law attorney Rajiv Nagaich answers in Master Your Future, the groundbreaking program that has aired more than 1,500 times on public television stations nationwide. The Master Your Future Program DVD is a great a way to watch (and rewatch) Rajiv’s shocking revelations and piercing insights about the state of retirement planning in America. Drawing on his own family’s experience and that of thousands of clients during his 20+ years as an elder law attorney, Rajiv explains why traditional approaches fall short and shows how this failure results in 70% of American retirees being forced into institutional care. Rajiv then offers a surprisingly simple solution to create the retirement of your dreams.
The Master Your Future LifePlanning Workbook guides you through the process of planning for your later years so you can live out your years with more confidence. Examine your readiness for retirement, get practical solutions to threats and challenges that come with aging, and follow a step-by-step action plan to build a LifePlan Blueprint that will deliver secure, predictable outcomes. The Master Your Future LifePlanning Workbook includes 200 pages of exceptional content, detailed information that helps you weigh your options, decision worksheets to create your personal Blueprint, and guidance for selecting and working with professional advisors.
